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Young Investor

Created byuser-dqaxw8
Annual Rebalancing
EUR
Moderate Risk
2.0yr backtest
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Performance Summary

Total Return+42.57%
Annualized Return+18.99%
Volatility+10.76%
Sharpe Ratio1.58
Max Drawdown+14.09%

Holdings

Asset Allocation

Asset Class

Equity 70.0%Bonds 20.0%Precious Metals 10.0%
Holdings Details
A diversified ETF portfolio blending global value and small-cap stocks, bonds, and gold for balanced long-term growth across all market cycles.
AssetTypeAllocationTER
IS3S.XETRA
iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59
ETF
30.0%0.25%
AVWS.XETRA
Avantis Global Small Cap Value UCITS ETF USD Acc • IE0003R87OG3
ETF
20.0%0.39%
IUSQ.XETRA
iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259
ETF
20.0%0.2%
EUNA.XETRA
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35
ETF
20.0%0.1%
4GLD.XETRA
Xetra-Gold • DE000A0S9GB0
ETF
10.0%0%
Total100.0%0.21%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €14,257.23
Histogram of Monthly Returns
The portfolio had a positive return during 19 of the 25 months (76%)
Monthly Returns Heatmap
Best month: +6.6% • Worst month: -4.8% • Best year: 2026 (+18.9%) • Worst year: 2024 (+3.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.9%+3.8%-4.8%+6.6%+6.4%+0.3%-1.1%+2.5%+0.2%+0.3%--+18.9%
2025+4.0%-0.2%-3.5%-2.9%+3.5%+0.2%+2.6%+2.2%+2.7%+3.4%+1.8%+1.7%+16.4%
2024---------+0.2%+5.1%-2.2%+3.0%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +14.09% • The longest drawdown period lasted for 6 months and was between February 2025 and August 2025. It reached a trough of -14.1%.

Detailed Metrics

Returns
Total Return
+42.57%
Annualized Return
+18.99%
Avg Monthly Return
+1.47%
Risk
Volatility (Annual)
+10.76%
Max Drawdown
+14.09%
Positive Months
76%
Average Drawdown
-2.1%
Risk-Adjusted
Sharpe Ratio
1.58
Risk-free rate: 2.0%
Sortino Ratio
1.52
Downside risk adjusted
Return/Volatility
1.76
Calmar Ratio
1.35
Return/Max Drawdown
Ulcer Index
2.79
Drawdown depth & duration
Martin Ratio
0.06
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€14,257.23
Backtest Period
2024-10-01 to 2026-10-16
2.0 years
Rebalancing
annual
Base Currency
EUR