Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
CW8.PA Amundi MSCI World Swap UCITS ETF EUR Acc • LU1681043599 | ETF | 65.0% | 0.38% |
LU0131510165 Indépendance et Expansion SICAV - France Small A (C) • LU0131510165 | FUND | 30.0% | 1.95% |
PHAU.AS WisdomTree Physical Gold EUR • JE00B1VS3770 | ETF | 5.0% | 0.39% |
| Total | 100.0% | 0.85% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.9% | +1.5% | -5.8% | +7.3% | +4.8% | -1.2% | +0.4% | +1.8% | -0.4% | +1.9% | - | - | +12.2% |
| 2025 | +3.9% | -0.9% | -4.3% | -1.9% | +6.7% | +0.7% | +3.6% | -0.4% | +2.1% | +2.2% | -0.0% | +1.3% | +13.4% |
| 2024 | +2.3% | +3.2% | +4.5% | -0.9% | +2.4% | -0.2% | +0.9% | -0.5% | +1.0% | +0.3% | +4.8% | -0.1% | +18.9% |
| 2023 | +5.2% | +1.3% | -0.4% | -0.3% | +1.7% | +3.4% | +1.8% | -0.8% | -2.9% | -3.6% | +6.1% | +4.6% | +16.7% |
| 2022 | -4.0% | -2.2% | +4.6% | -2.2% | -3.4% | -6.7% | +8.4% | -2.6% | -6.8% | +5.0% | +2.1% | -3.1% | -11.5% |
| 2021 | +0.4% | +3.7% | +5.8% | +2.4% | +0.5% | +3.3% | +2.4% | +2.7% | -1.9% | +4.5% | -0.8% | +4.7% | +31.1% |
| 2020 | +0.0% | -8.3% | -13.1% | +9.2% | +3.7% | +2.2% | +0.8% | +5.0% | -0.5% | -3.3% | +10.7% | +3.4% | +7.5% |
| 2019 | +6.8% | +2.8% | +1.8% | +4.1% | -5.0% | +4.6% | +2.6% | -1.5% | +2.3% | -0.3% | +4.0% | +1.3% | +25.5% |
| 2018 | +2.2% | -2.0% | -3.1% | +3.0% | +1.9% | -1.0% | +0.7% | +1.1% | -0.9% | -6.3% | -1.0% | -6.3% | -11.4% |
| 2017 | +0.3% | +4.4% | +1.6% | +0.4% | +1.5% | -0.0% | -0.6% | -0.5% | +3.2% | +2.2% | -0.7% | +0.7% | +13.0% |
| 2016 | -5.8% | +0.9% | +1.9% | +1.2% | +3.1% | -1.1% | +4.2% | +0.4% | +1.5% | +0.8% | +3.5% | +4.0% | +15.0% |
| 2015 | +6.0% | +5.7% | +2.5% | -0.8% | +2.5% | -3.5% | +4.5% | -6.0% | -2.8% | +8.0% | +3.9% | -2.1% | +18.2% |
| 2014 | +1.2% | +4.3% | +1.5% | +0.6% | +3.3% | +0.9% | -1.8% | +2.9% | +0.1% | -0.3% | +2.9% | +1.2% | +18.1% |
| 2013 | +4.3% | +3.0% | +3.5% | +1.0% | +2.6% | -0.7% | +4.1% | -0.4% | +3.9% | +5.5% | +2.0% | +0.4% | +33.0% |
| 2012 | +5.7% | +3.5% | +2.0% | -2.0% | -1.3% | +0.7% | +4.0% | +1.0% | +1.0% | -1.6% | +1.4% | +0.2% | +15.4% |
| 2011 | +0.8% | +2.5% | -2.7% | +1.7% | +1.4% | -2.0% | -1.2% | -7.0% | -4.3% | +6.3% | -1.5% | +1.9% | -4.7% |
| 2010 | +0.8% | +1.0% | +6.5% | +2.8% | -2.4% | -1.2% | +0.4% | -1.0% | +1.9% | +1.8% | +2.5% | +4.5% | +18.7% |
| 2009 | - | - | - | - | - | - | - | +4.1% | +2.7% | -2.4% | +1.1% | +5.5% | +11.3% |
WORLD + HIGGONS + OR returned +13.35% a year over the 17 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.