Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 80.0% | 0.19% |
IWMO.LSE iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 20.0% | 0.25% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.3% | +1.8% | -5.8% | +10.1% | +6.5% | +2.9% | -3.4% | +2.1% | +2.8% | -0.7% | - | - | +17.9% |
| 2025 | +4.5% | -2.1% | -7.5% | -3.4% | +6.3% | +0.7% | +4.1% | -0.2% | +3.2% | +3.8% | -0.5% | +0.4% | +8.8% |
| 2024 | +3.8% | +4.6% | +3.9% | -1.9% | +1.3% | +5.2% | -0.4% | -0.4% | +1.7% | +1.0% | +6.7% | -0.9% | +27.1% |
| 2023 | +3.8% | -0.0% | -0.2% | +0.2% | +1.4% | +3.7% | +2.4% | -0.7% | -1.5% | -3.3% | +5.7% | +3.8% | +16.2% |
| 2022 | -5.1% | -1.9% | +4.5% | -3.0% | -3.5% | -5.8% | +8.6% | -1.1% | -5.8% | +4.3% | +0.9% | -5.2% | -13.3% |
| 2021 | +1.1% | +2.3% | +5.1% | +2.0% | -0.6% | +4.3% | +0.9% | +3.1% | -1.7% | +5.0% | -0.0% | +3.1% | +27.3% |
| 2020 | +0.5% | -8.3% | -10.4% | +9.0% | +2.4% | +2.7% | +0.2% | +5.7% | -0.9% | -2.1% | +8.1% | +2.5% | +7.8% |
| 2019 | - | - | - | - | - | - | +0.0% | -1.7% | +2.8% | -0.1% | +4.1% | +1.8% | +7.1% |
VWCE + IWMO returned +12.95% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.