This 100% U.S. equity portfolio invests entirely in the S&P 500 through a low-cost ETF. It gives instant exposure to America’s largest and most profitable companies with a mix of tech, healthcare, and consumer giants driving global innovation. Its strength lies in simplicity, diversification within a single market, and historically strong returns. Best suited for investors with a long time horizon, high risk tolerance, and belief in U.S. economic leadership, who can ride out market ups and downs for long-term growth.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
P500.XETRA Invesco S&P 500 UCITS ETF Acc • IE00B3YCGJ38 | ETF | 100.0% | 0.05% |
| Total | 100.0% | 0.05% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.5% | -0.3% | -3.8% | +9.4% | +6.5% | +0.9% | -1.2% | +2.3% | +2.9% | +1.1% | - | - | +17.8% |
| 2025 | +3.9% | -3.6% | -9.1% | -5.3% | +6.8% | +1.6% | +6.0% | -1.0% | +2.8% | +4.7% | -0.5% | -0.3% | +4.9% |
| 2024 | +4.2% | +4.4% | +3.7% | -2.1% | +1.1% | +7.0% | -0.5% | -0.7% | +1.7% | +2.6% | +8.5% | -0.8% | +32.6% |
| 2023 | +4.0% | +0.9% | +0.3% | +0.2% | +4.1% | +4.2% | +2.2% | +0.5% | -2.1% | -3.1% | +5.9% | +3.9% | +22.7% |
| 2022 | -5.9% | -1.9% | +6.1% | -2.9% | -4.0% | -5.8% | +11.2% | -1.2% | -5.5% | +4.9% | -1.9% | -6.4% | -14.1% |
| 2021 | +1.1% | +3.4% | +7.0% | +2.6% | -1.2% | +5.7% | +2.3% | +3.8% | -2.1% | +6.0% | +2.4% | +4.3% | +41.0% |
| 2020 | +1.2% | -9.3% | -9.2% | +11.0% | +2.0% | +1.0% | +0.4% | +7.0% | -1.7% | -2.5% | +7.8% | +1.1% | +7.0% |
| 2019 | +7.8% | +4.3% | +2.9% | +4.0% | -5.0% | +4.0% | +5.2% | -1.6% | +2.9% | -0.5% | +5.3% | +1.6% | +34.9% |
| 2018 | +1.1% | -0.9% | -4.6% | +3.7% | +5.3% | +1.0% | +2.6% | +3.9% | +0.7% | -4.3% | +0.9% | -9.4% | -0.9% |
| 2017 | -1.8% | +6.3% | -0.5% | -1.1% | -1.9% | -0.6% | -1.2% | -0.8% | +2.6% | +3.9% | +0.5% | +1.5% | +6.7% |
| 2016 | -6.6% | +1.9% | +0.8% | -1.0% | +5.2% | -0.1% | +3.8% | +0.0% | -0.5% | +0.8% | +7.7% | +2.6% | +14.8% |
| 2015 | +3.5% | +6.2% | +3.0% | -3.0% | +2.5% | -3.5% | +3.5% | -7.6% | -2.8% | +10.8% | +4.5% | -3.7% | +12.5% |
| 2014 | -1.1% | +2.4% | +0.4% | -0.0% | +4.2% | +1.9% | +1.4% | +5.1% | +3.4% | +2.4% | +3.9% | +3.1% | +30.4% |
| 2013 | +3.4% | +5.5% | +5.2% | -0.8% | +5.7% | -2.7% | +3.1% | -2.9% | +0.6% | +4.5% | +2.7% | +0.7% | +27.3% |
| 2012 | +2.3% | +2.4% | +3.4% | -0.1% | +0.4% | +1.3% | +5.3% | -0.2% | -0.1% | -2.8% | +0.3% | -1.6% | +10.8% |
| 2011 | - | - | - | - | - | - | - | - | - | - | -0.9% | +6.5% | +5.5% |
USA All-Equity S&P 500 returned +16.16% a year over the 15 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.