Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 44.0% | 0.19% |
EUNA.XETRA iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35 | ETF | 15.0% | 0.1% |
SPYF.XETRA State Street SPDR FTSE UK All Share UCITS ETF GBP Unhedged (Acc) • IE00B7452L46 | ETF | 10.0% | 0.2% |
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 7.0% | 0.1% |
IE3E.XETRA iShares EUR Corporate Bond 0-3yr ESG SRI UCITS ETF EUR (Acc) • IE000AK4O3W6 | ETF | 6.0% | 0.12% |
CEBR.XETRA iShares Global High Yield Corporate Bond UCITS ETF EUR Hedged (Acc) • IE00091SR7N7 | ETF | 5.0% | 0.55% |
IS3V.XETRA iShares Global Inflation Linked Government Bond UCITS ETF EUR Hedged (Acc) • IE00BKPT2S34 | ETF | 5.0% | 0.2% |
3SUD.XETRA iShares J.P. Morgan USD EM Bond UCITS ETF (Acc) • IE00BJ5JPH63 | ETF | 4.0% | 0.5% |
SPY2.XETRA State Street SPDR Dow Jones Global Real Estate UCITS ETF USD Unhedged (Acc) • IE00BH4GR342 | ETF | 4.0% | 0.4% |
| Total | 100.0% | 0.21% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.1% | +2.0% | -4.2% | +5.1% | +3.3% | +1.0% | -0.5% | +1.0% | +0.3% | +1.0% | - | - | +10.3% |
| 2025 | +2.9% | -0.5% | -4.3% | -2.1% | +3.4% | +0.4% | +2.8% | +0.1% | +1.8% | +2.7% | -0.1% | +0.4% | +7.6% |
| 2024 | +1.1% | +1.5% | +2.5% | -1.2% | +1.1% | +2.5% | +1.2% | +0.4% | +1.3% | -0.4% | +4.1% | -1.2% | +13.4% |
| 2023 | - | - | - | - | - | - | - | - | -0.5% | -2.4% | +4.2% | +3.5% | +4.8% |
UK EU Replication V3 returned +11.86% a year over the 3 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.