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Teste 4

Created byuser-xsvckd
Monthly Rebalancing
EUR
Moderate Risk
Multi-currency
0.9yr backtest
Analyse this portfolio
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Performance Summary

Total Return+24.31%
Annualized Return+27.33%
Volatility+12.81%
Sharpe Ratio1.98
Max Drawdown+6.69%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
A 100% equity ETF portfolio blending global, quality dividend, Nasdaq tech, momentum, and EM Asia funds for diversified long-term growth.
AssetTypeAllocationTER
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66
ETF
40.0%0.17%
LDGA.XETRA
L&G Global Quality Dividends UCITS ETF USD Acc • IE000MRIQ479
ETF
20.0%0.29%
EQQQ.XETRA
Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012
ETF
20.0%0.3%
IWMO.LSE
iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825
ETF
15.0%0.25%
CEBL.XETRA
iShares MSCI EM Asia UCITS ETF (Acc) • IE00B5L8K969
ETF
5.0%0.2%
Total100.0%0.23%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,431.24
Histogram of Monthly Returns
The portfolio had a positive return during 9 of the 12 months (75%)
Monthly Returns Heatmap
Best month: +10.4% • Worst month: -5.8% • Best year: 2026 (+19.7%) • Worst year: 2025 (+3.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.0%+2.1%-5.8%+10.4%+7.0%+2.9%-3.5%+2.1%+2.7%-0.9%--+19.7%
2025----------+3.2%+0.6%+3.8%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +6.69% • The longest drawdown period lasted for 1 month and was between June 2026 and August 2026. It reached a trough of -5.1%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

€5.57

4 payments

Dividend Yield

0.05%

(annualized)

Avg Per Payment

€1.39

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€4.21
2025€1.36
Total€5.57

Detailed Metrics

Returns
Total Return
+24.31%
Annualized Return
+27.33%
Avg Monthly Return
+1.91%
Risk
Volatility (Annual)
+12.81%
Max Drawdown
+6.69%
Positive Months
75%
Average Drawdown
-1.8%
Risk-Adjusted
Sharpe Ratio
1.98
Risk-free rate: 2.0%
Sortino Ratio
2.14
Downside risk adjusted
Return/Volatility
2.13
Calmar Ratio
4.09
Return/Max Drawdown
Ulcer Index
1.99
Drawdown depth & duration
Martin Ratio
0.13
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,431.24
Backtest Period
2025-11-21 to 2026-10-16
0.9 years
Rebalancing
monthly
Base Currency
EUR