Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
CSPX.LSE iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 90.0% | 0.07% |
MEUD.PA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 5.0% | 0.07% |
EMIM.AS iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 5.0% | 0.18% |
| Total | 100.0% | 0.08% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.9% | +0.8% | -4.7% | +9.9% | +6.6% | +0.8% | -1.6% | +2.7% | +2.9% | +0.8% | - | - | +17.8% |
| 2025 | +3.2% | -3.4% | -8.8% | -4.9% | +6.5% | +1.0% | +5.1% | +0.4% | +2.7% | +4.3% | -0.2% | -0.3% | +4.7% |
| 2024 | +4.1% | +4.0% | +3.7% | -2.0% | +1.0% | +6.8% | -0.4% | -0.7% | +1.8% | +2.0% | +8.1% | -0.0% | +31.8% |
| 2023 | +4.3% | +1.1% | +0.1% | +0.2% | +3.3% | +4.4% | +2.6% | +0.0% | -2.0% | -3.3% | +6.0% | +4.0% | +22.2% |
| 2022 | -5.0% | -1.7% | +5.9% | -3.2% | -3.9% | -5.9% | +10.8% | -0.9% | -5.7% | +4.7% | -2.4% | -5.6% | -13.6% |
| 2021 | +0.8% | +3.5% | +6.6% | +2.5% | -0.6% | +5.0% | +2.1% | +3.6% | -2.0% | +5.7% | +1.7% | +3.8% | +37.5% |
| 2020 | +1.8% | -9.3% | -9.5% | +10.2% | +2.4% | +1.0% | +0.1% | +7.6% | -2.2% | -2.6% | +7.0% | +2.6% | +7.5% |
| 2019 | +7.6% | +4.2% | +2.7% | +4.1% | -5.0% | +3.9% | +5.2% | -2.7% | +3.3% | -0.3% | +5.2% | +1.1% | +32.5% |
| 2018 | +0.5% | -1.1% | -4.2% | +4.4% | +4.2% | +1.5% | +2.1% | +2.6% | +1.0% | -5.0% | +1.1% | -8.2% | -2.0% |
| 2017 | -0.9% | +6.5% | -0.8% | -0.7% | -1.9% | -1.2% | -0.9% | -0.5% | +2.7% | +4.0% | +0.3% | +1.7% | +8.3% |
| 2016 | -7.0% | +2.6% | +1.3% | -0.0% | +3.5% | -0.1% | +4.9% | -0.9% | +0.0% | -0.1% | +6.9% | +3.1% | +14.5% |
| 2015 | +3.7% | +6.4% | +2.7% | -2.4% | +2.5% | -2.8% | +3.1% | -8.8% | -2.8% | +11.0% | +3.3% | -3.9% | +11.0% |
| 2014 | - | - | - | - | - | -0.4% | +0.9% | +4.8% | +3.3% | +1.3% | +4.3% | +2.8% | +18.1% |
TEST 2 returned +14.60% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.