Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
BE0947853660 DPAM CAPITAL B - Equities US Dividend Sustainable B EUR Cap • BE0947853660 | FUND | 40.5% | 1.5% |
LU0270904781 Pictet Security P Eur • LU0270904781 | FUND | 32.8% | 2% |
LU0104884860 Pictet Water P Eur • LU0104884860 | FUND | 13.3% | 2% |
LU0366534344 Pictet Agriculture P Eur • LU0366534344 | FUND | 10.8% | 2.01% |
LU0114722498 Fidelity Global Financial Services A-EUR • LU0114722498 | FUND | 2.6% | 1.89% |
| Total | 100.0% | 1.80% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.7% | +0.7% | -4.3% | +7.5% | +7.6% | +5.3% | -1.9% | +0.9% | +2.6% | +0.5% | - | - | +18.9% |
| 2025 | +3.6% | -2.6% | -9.3% | -4.3% | +5.7% | +1.0% | +3.6% | -1.7% | +0.6% | +1.8% | -0.3% | -1.9% | -4.7% |
| 2024 | +2.6% | +4.1% | +2.5% | -3.4% | +0.7% | +3.9% | +0.8% | +0.8% | +0.6% | +1.0% | +8.1% | -3.1% | +19.7% |
| 2023 | +2.9% | +0.6% | -1.2% | -1.1% | +2.2% | +3.8% | +1.3% | -1.0% | -2.5% | -3.6% | +6.2% | +4.1% | +11.6% |
| 2022 | -7.4% | -3.1% | +3.9% | -0.9% | -4.2% | -6.0% | +10.5% | -2.5% | -7.3% | +5.8% | +0.2% | -6.6% | -17.7% |
| 2021 | +0.4% | +2.4% | +7.0% | +2.0% | +0.6% | +4.0% | +3.1% | +3.2% | -2.9% | +5.2% | +1.4% | +4.1% | +34.6% |
| 2020 | +1.0% | -9.3% | -12.2% | +11.5% | +3.5% | +0.0% | +0.8% | +3.1% | +0.0% | -2.2% | +8.9% | +1.5% | +4.4% |
| 2019 | +7.1% | +5.1% | +2.4% | +3.9% | -5.1% | +4.0% | +4.5% | -1.1% | +2.7% | -0.1% | +4.4% | +0.6% | +31.8% |
| 2018 | +0.8% | -2.1% | -2.4% | +1.6% | +5.5% | -0.3% | +3.2% | +3.4% | +0.3% | -5.3% | +1.9% | -9.3% | -3.5% |
| 2017 | +0.1% | +4.8% | -0.0% | -0.3% | -1.3% | -1.2% | -1.8% | -0.2% | +2.9% | +3.9% | -0.2% | -0.1% | +6.5% |
| 2016 | -3.9% | -0.2% | +2.1% | +0.1% | +4.9% | +0.2% | +2.6% | +0.4% | -1.0% | -1.3% | +5.2% | +1.8% | +11.2% |
| 2015 | +4.6% | +6.5% | +3.5% | -2.7% | +3.8% | -3.7% | +2.3% | -7.7% | -2.2% | +7.5% | +5.8% | -5.1% | +11.8% |
| 2014 | -1.6% | +2.5% | +0.2% | -1.3% | +3.8% | +1.6% | +0.3% | +4.9% | +1.5% | +2.7% | +2.9% | +2.8% | +22.1% |
| 2013 | +2.7% | +5.0% | +4.5% | -1.8% | +3.3% | -2.5% | +3.8% | -2.0% | +1.4% | +3.2% | +1.7% | +1.8% | +22.8% |
| 2012 | +4.1% | +2.9% | +2.7% | +0.0% | -1.1% | +1.3% | +4.5% | -0.4% | -0.2% | -1.4% | +0.6% | +0.1% | +13.5% |
| 2011 | -1.3% | +2.5% | -2.0% | -0.7% | +1.4% | -2.7% | -3.5% | -4.7% | -2.2% | +6.3% | +2.1% | +4.0% | -1.4% |
| 2010 | -1.0% | +4.4% | +6.6% | +3.5% | -0.9% | -3.2% | +1.5% | -0.5% | +2.3% | +2.1% | +5.4% | +4.5% | +26.9% |
| 2009 | - | - | - | - | +1.2% | -0.4% | +5.9% | +1.0% | +2.5% | -3.5% | +3.2% | +8.7% | +19.5% |
SWAP 2025 returned +12.29% a year over the 17 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.