Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
LYQ7.XETRA Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc • LU1650491282 | ETF | 22.0% | 0.09% |
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 21.0% | 0.19% |
EWG2.STU EUWAX Gold II • DE000EWG2LD7 | ETF | 20.0% | 0% |
MTB.PA Amundi Euro Government Bond 3-5Y UCITS ETF Acc • LU1650488494 | ETF | 16.0% | 0.15% |
LYPG.XETRA Amundi MSCI World Information Technology UCITS ETF EUR Acc • LU0533033667 | ETF | 16.0% | 0.3% |
IQQ0.XETRA iShares Edge MSCI World Minimum Volatility UCITS ETF USD (Acc) • IE00B8FHGS14 | ETF | 5.0% | 0.3% |
| Total | 100.0% | 0.15% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.8% | +2.6% | -4.5% | +3.9% | +4.0% | -1.5% | -1.6% | +3.1% | +0.4% | +0.1% | - | - | +8.3% |
| 2025 | +2.7% | -0.7% | -2.6% | -0.8% | +2.8% | +0.1% | +2.9% | -0.2% | +4.3% | +3.8% | +0.4% | +0.5% | +13.9% |
| 2024 | +1.5% | +1.6% | +3.2% | -0.0% | +0.8% | +3.5% | +0.8% | -0.1% | +1.9% | +1.9% | +3.6% | -0.3% | +19.7% |
| 2023 | +3.1% | -0.4% | +2.9% | -0.4% | +3.6% | +0.3% | +1.2% | -0.2% | -2.4% | +0.3% | +3.9% | +2.8% | +15.5% |
| 2022 | -3.0% | +0.2% | +2.5% | -1.4% | -3.4% | -2.9% | +5.5% | -2.5% | -4.7% | +1.9% | +1.3% | -3.6% | -9.9% |
| 2021 | +0.3% | -0.9% | +3.1% | +0.9% | +0.9% | +2.1% | +2.0% | +1.5% | -1.4% | +2.6% | +1.9% | +2.1% | +16.1% |
| 2020 | +2.4% | -4.0% | -4.1% | +5.3% | +1.5% | +2.3% | +1.5% | +2.5% | -1.0% | -1.0% | +1.5% | +2.4% | +9.2% |
| 2019 | - | - | - | - | - | - | +0.4% | +1.3% | +0.4% | -0.1% | +1.6% | +1.2% | +5.0% |
Stable Short Term returned +10.41% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.