Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
GBS.PA Gold Bullion Securities • GB00B00FHZ82 | ETF | 60.0% | 0.4% |
ESEE.XETRA BNP Paribas Easy S&P 500 UCITS ETF EUR • FR0011550185 | ETF | 40.0% | 0.14% |
| Total | 100.0% | 0.30% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +6.6% | +2.7% | -7.0% | +3.8% | +3.0% | -4.4% | -0.9% | +5.1% | -0.3% | +1.2% | - | - | +9.4% |
| 2025 | +5.2% | -1.6% | -2.9% | -2.4% | +3.2% | -0.8% | +4.7% | +0.3% | +6.5% | +5.1% | +2.1% | +0.4% | +21.0% |
| 2024 | +2.9% | +2.7% | +5.5% | +0.5% | +0.6% | +4.6% | +0.9% | +0.0% | +2.8% | +4.4% | +4.8% | -0.7% | +32.9% |
| 2023 | +4.2% | -0.7% | +2.6% | -0.4% | +3.5% | +0.2% | +2.0% | +0.4% | -2.1% | +1.1% | +3.0% | +2.3% | +17.0% |
| 2022 | -3.7% | +1.0% | +5.1% | -0.5% | -4.5% | -3.2% | +6.4% | -1.2% | -3.4% | +1.6% | -0.1% | -3.9% | -6.8% |
| 2021 | +0.3% | -1.3% | +4.8% | +1.9% | +1.8% | +1.4% | +2.7% | +2.1% | -1.6% | +4.1% | +2.4% | +3.3% | +24.0% |
| 2020 | +3.1% | -5.0% | -3.8% | +8.6% | +1.1% | +1.4% | +2.8% | +2.7% | -1.8% | -1.4% | +0.2% | +2.2% | +9.9% |
| 2019 | +5.6% | +2.4% | +1.6% | +1.9% | -2.1% | +5.0% | +4.4% | +2.9% | +0.0% | +0.1% | +2.0% | +1.7% | +28.2% |
| 2018 | +0.4% | -0.5% | -2.7% | +2.5% | +4.0% | -1.3% | +0.3% | +1.8% | +0.1% | -0.6% | +0.7% | -3.6% | +0.8% |
| 2017 | +0.3% | +5.9% | -1.0% | -0.7% | -2.5% | -2.0% | -1.2% | +1.1% | +0.4% | +2.2% | -0.5% | +1.3% | +3.0% |
| 2016 | -0.1% | +6.1% | -2.0% | +1.9% | +0.3% | +4.5% | +2.6% | -1.5% | -0.1% | -0.2% | +1.3% | +0.8% | +14.2% |
| 2015 | +9.3% | +0.6% | +2.4% | -3.8% | +2.6% | -3.2% | -1.2% | -3.1% | -1.9% | +7.0% | +0.8% | -3.9% | +4.9% |
| 2014 | +2.6% | +3.5% | -1.3% | -0.2% | +0.6% | +3.9% | +0.5% | +3.3% | +0.4% | -0.5% | +2.9% | +3.4% | +20.5% |
| 2013 | - | - | - | - | - | - | - | - | - | -0.6% | -3.8% | +0.1% | -4.3% |
SP500 returned +12.87% a year over the 13 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.