Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IWMO.LSE iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 65.0% | 0.25% |
EGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 20.0% | 0.12% |
BTC-USD Bitcoin | CRYPTO | 15.0% | - |
| Total | 100.0% | 0.19% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | -0.1% | -6.7% | +11.3% | +5.3% | +2.2% | -7.0% | +5.5% | +4.0% | -3.3% | - | - | +13.2% |
| 2025 | +6.5% | -3.7% | -5.4% | +0.7% | +5.9% | -1.3% | +3.3% | -0.6% | +5.9% | +2.0% | -1.6% | +0.2% | +11.6% |
| 2024 | +6.3% | +11.8% | +7.8% | -3.4% | +3.0% | +3.2% | -1.0% | -1.9% | +2.7% | +4.7% | +11.7% | -0.7% | +52.4% |
| 2023 | +6.0% | -0.1% | +4.0% | +0.8% | -1.7% | +3.7% | +0.1% | -2.1% | +0.1% | +6.3% | +4.6% | +4.9% | +29.4% |
| 2022 | -7.0% | +2.0% | +6.2% | -5.0% | -6.1% | -7.6% | +6.3% | -1.4% | -3.2% | +4.7% | -1.8% | -3.2% | -16.1% |
| 2021 | +3.6% | +4.5% | +9.6% | +1.5% | -9.7% | +1.0% | +4.8% | +5.0% | -2.0% | +12.7% | -1.5% | -3.8% | +26.5% |
| 2020 | +9.3% | -6.6% | -8.2% | +11.0% | +3.2% | +2.1% | +5.1% | +4.0% | -2.0% | +3.4% | +9.9% | +15.8% | +54.7% |
| 2019 | +3.0% | +5.2% | +3.2% | +6.5% | +9.7% | +10.0% | +1.2% | -0.4% | -3.6% | +1.6% | -2.3% | -0.9% | +37.3% |
| 2018 | -5.1% | +1.3% | -7.2% | +6.6% | +2.4% | -1.5% | +1.6% | +2.0% | +1.0% | -5.8% | -2.2% | -4.8% | -12.0% |
| 2017 | +1.0% | +7.8% | -1.7% | +3.3% | +11.7% | +0.3% | +3.3% | +19.9% | -1.8% | +23.1% | +25.8% | +22.6% | +185.9% |
| 2016 | - | - | - | - | - | - | - | - | - | - | -0.2% | +5.8% | +5.6% |
roa originale returned +31.47% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.