Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 30.0% | 0% |
COINXBE.ST Bitcoin Tracker EUR XBT Provider • SE0007525332 | ETF | 20.0% | 2.5% |
IE0008248803 Vanguard Eurozone Stock Index Fund EUR Acc • IE0008248803 | FUND | 16.7% | 0.1% |
IE0031786696 Vanguard Emerging Markets Stock Index Fund EUR Acc • IE0031786696 | FUND | 16.7% | 0.08% |
IE0032126645 Vanguard U.S. 500 Stock Index Fund EUR Acc • IE0032126645 | FUND | 16.6% | 0.1% |
| Total | 100.0% | 0.55% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.3% | -0.2% | -6.5% | +6.2% | +2.8% | -5.4% | -0.0% | +7.0% | +0.9% | -0.6% | - | - | +6.7% |
| 2025 | +7.9% | -3.4% | -1.8% | +0.3% | +4.5% | -1.2% | +5.2% | -1.6% | +6.4% | +3.5% | -1.7% | +0.9% | +19.9% |
| 2024 | +3.6% | +10.7% | +8.3% | -2.9% | +2.9% | -0.9% | +2.9% | -3.3% | +4.5% | +4.8% | +12.6% | -1.5% | +48.3% |
| 2023 | +13.3% | -0.3% | +7.2% | -0.2% | -0.2% | +2.9% | +0.5% | -2.9% | -1.0% | +9.3% | +4.4% | +4.9% | +43.5% |
| 2022 | -5.3% | +1.2% | +4.4% | -2.4% | -6.0% | -9.2% | +6.9% | -3.6% | -3.7% | +0.7% | +1.6% | -3.6% | -18.4% |
| 2021 | +9.2% | +6.0% | +11.4% | -3.0% | -8.3% | -0.6% | +3.1% | +6.9% | -3.6% | +14.2% | -1.9% | -4.0% | +30.4% |
| 2020 | +7.7% | -4.7% | -12.7% | +14.9% | +2.1% | +1.1% | +6.5% | +1.8% | -3.0% | +5.8% | +15.6% | +17.9% | +61.2% |
| 2019 | +2.1% | +4.5% | +2.6% | +7.8% | +13.6% | +17.3% | -5.1% | +0.2% | -4.8% | +3.6% | -4.7% | -1.5% | +38.6% |
| 2018 | -8.5% | +0.5% | -6.3% | +5.1% | -0.6% | -5.0% | +4.0% | -1.5% | -1.0% | -2.2% | -2.9% | -3.0% | -20.1% |
| 2017 | +1.8% | +8.7% | -1.9% | +4.9% | +14.0% | +1.8% | +1.1% | +28.8% | -5.2% | +26.6% | +25.5% | +30.7% | +238.8% |
| 2016 | -2.9% | +5.1% | -1.4% | +2.9% | +1.3% | +10.9% | +1.9% | -3.6% | +1.0% | +5.0% | +1.6% | +9.3% | +34.8% |
| 2015 | - | - | - | - | - | - | - | - | - | +11.9% | +5.2% | -0.2% | +17.4% |
Global Stocks + Gold + Bitcoin returned +35.14% a year over the 11 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.