HomePortfoliosRelax&Breathe

Relax&Breathe

Created byuser-jb9a33
None Rebalancing
EUR
Moderate Risk
Multi-currency
5.7yr backtest
Analyse this portfolio
Compare OptimizeFIRE

Performance Summary

Total Return+159.14%
Annualized Return+18.31%
Volatility+10.15%
Sharpe Ratio1.61
Max Drawdown+13.96%

Holdings

Asset Allocation

Asset Class

Equity 55.2%Commodities 42.4%Other 2.4%
Holdings Details
Diversified portfolio led by managed futures ETF with global utilities, infrastructure, and tech stocks for all-weather returns.
AssetTypeAllocationTER
DBMF.US
iMGP DBi Managed Futures Strategy ETF • US53700T8273
ETF
42.4%0.85%
INPP.LSE
International Public Partnership • GB00B188SR50
STOCK
2.4%0%
UU.LSE
United Utilities Group PLC • GB00B39J2M42
STOCK
2.4%0%
REL.LSE
Relx PLC • GB00B2B0DG97
STOCK
2.4%0%
BDT.TO
Bird Construction Inc. • CA09076P1045
STOCK
2.4%0%
AKAM.US
Akamai Technologies Inc • US00971T1016
STOCK
2.4%0%
DB1.XETRA
Deutsche Börse AG • DE0005810055
STOCK
2.4%0%
ENG.MC
Enagás S.A. • ES0130960018
STOCK
2.4%0%
ELE.MC
Endesa SA • ES0130670112
STOCK
2.4%0%
3IN.LSE
3I Infrastructure PLC • JE00BF5FX167
STOCK
2.4%0%
AI.PA
Air Liquide SA • FR0000120073
STOCK
2.4%0%
CUP-U.TO
Caribbean Utilities Company Ltd • KYG1899E1465
STOCK
2.4%0%
HICL.LSE
HICL Infrastructure Company Ltd • GB00BJLP1Y77
STOCK
2.4%0%
MSCI.US
MSCI Inc • US55354G1004
STOCK
2.4%0%
DNQ.DU
Equinor ASA • NO0010096985
STOCK
2.4%0%
ENI.XETRA
Eni S.p.A. • IT0003132476
STOCK
2.4%0%
IVS.F
INVESTOR A (FRIA) O.N. • SE0015811955
STOCK
2.4%0%
L.US
Loews Corp • US5404241086
STOCK
2.4%0%
M4M1.F
MILLICOM INTL CELL. DL15 • LU0038705702
STOCK
2.4%0%
MNST.US
Monster Beverage Corp • US61174X1090
STOCK
2.4%0%
NET.US
Cloudflare Inc • US18915M1071
STOCK
2.4%0%
RWE.XETRA
RWE AG • DE0007037129
STOCK
2.4%0%
MQBKY.US
Macquarie Group Ltd ADR • US55607P2048
STOCK
2.4%0%
SAVE.PA
Savencia SA • FR0000120107
STOCK
2.4%0%
CORD.LSE
Cordiant Digital Infrastructure Limited
STOCK
2.4%0%
Total100.0%0.36%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €25,913.73
Histogram of Monthly Returns
The portfolio had a positive return during 50 of the 69 months (72%)
Monthly Returns Heatmap
Best month: +7.8% • Worst month: -5.3% • Best year: 2026 (+42.6%) • Worst year: 2023 (+4.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.1%+7.8%+5.6%+4.5%+2.3%+2.0%+4.4%+0.8%+4.7%+1.2%--+42.6%
2025+2.1%-0.8%-1.9%-2.7%+4.7%+0.1%+1.3%-0.9%+4.2%+3.9%+0.0%+0.6%+10.8%
2024+1.9%+1.8%+4.1%+1.5%+0.9%+3.3%-0.9%-2.2%+0.9%+0.2%+4.1%-1.4%+14.8%
2023-0.3%+2.2%-4.8%-0.3%+1.8%+1.1%+0.8%+1.6%+3.4%-0.9%+0.1%+0.2%+4.7%
2022+2.8%+1.9%+6.4%+6.4%-1.8%-0.8%+3.1%+0.9%-0.0%+3.2%-5.3%-3.5%+13.3%
2021--2.6%+6.6%+1.0%+1.9%+2.0%+1.8%+1.1%-0.4%+6.8%-0.3%+1.2%+20.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +13.96% • The longest drawdown period lasted for 1 year and 4 months and was between November 2022 and March 2024. It reached a trough of -14.0%.
When could this portfolio get you to financial independence?

Relax&Breathe returned +18.31% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (44.8% of total allocation)

Total Dividends Received

€3,516.53

345 payments

Dividend Yield

4.02%

(annualized)

Avg Per Payment

€10.19

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€354.78
2025€715.40
2024€654.01
2023€452.26
2022€1,184.18
2021€155.94
Total€3,516.53

Detailed Metrics

Returns
Total Return
+159.14%
Annualized Return
+18.31%
Avg Monthly Return
+1.42%
Risk
Volatility (Annual)
+10.15%
Max Drawdown
+13.96%
Positive Months
72%
Average Drawdown
-3.5%
Risk-Adjusted
Sharpe Ratio
1.61
Risk-free rate: 2.0%
Sortino Ratio
1.52
Downside risk adjusted
Return/Volatility
1.80
Calmar Ratio
1.31
Return/Max Drawdown
Ulcer Index
4.53
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€25,913.73
Backtest Period
2021-02-16 to 2026-10-16
5.7 years
Rebalancing
none
Base Currency
EUR