Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 20.0% | 0.07% |
XSX6.XETRA Xtrackers STOXX Europe 600 UCITS ETF 1C • LU0328475792 | ETF | 20.0% | 0.2% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 17.0% | 0.18% |
SXRV.XETRA iShares Nasdaq 100 UCITS ETF (Acc) • IE00B53SZB19 | ETF | 12.0% | 0.3% |
PHAU.AS WisdomTree Physical Gold EUR • JE00B1VS3770 | ETF | 12.0% | 0.39% |
BTC-EUR Bitcoin EUR Price | CRYPTO | 7.0% | - |
ZPRS.XETRA State Street SPDR MSCI World Small Cap UCITS ETF USD Unhedged (Acc) • IE00BCBJG560 | ETF | 6.0% | 0.45% |
EUNN.XETRA iShares Core MSCI Japan IMI UCITS ETF • IE00B4L5YX21 | ETF | 4.0% | 0.12% |
PAC.XETRA BNP Paribas Easy MSCI Pacific ex Japan Min TE UCITS ETF • LU1291106356 | ETF | 2.0% | 0.15% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.1% | +2.0% | -6.4% | +8.0% | +5.1% | -0.6% | -2.3% | +4.1% | +1.4% | -0.4% | - | - | +14.1% |
| 2025 | +5.0% | -2.2% | -4.7% | -1.8% | +5.4% | +0.3% | +4.3% | -0.4% | +4.3% | +4.2% | -0.9% | +0.6% | +14.3% |
| 2024 | +2.2% | +5.7% | +5.2% | -1.9% | +1.9% | +2.8% | +0.7% | -1.2% | +2.6% | +1.8% | +7.7% | -0.6% | +29.8% |
| 2023 | +8.1% | +0.0% | +3.0% | -0.2% | +1.9% | +3.1% | +2.0% | -2.3% | -0.9% | +0.7% | +5.2% | +4.5% | +27.8% |
| 2022 | -4.9% | -0.5% | +3.1% | -2.3% | -4.2% | -6.9% | +7.8% | -2.1% | -5.6% | +1.8% | +2.1% | -4.4% | -15.8% |
| 2021 | +2.3% | +4.0% | +7.7% | +0.7% | -3.8% | +2.8% | +2.0% | +3.6% | -2.2% | +7.2% | -0.3% | +0.8% | +26.9% |
| 2020 | +2.1% | -6.6% | -11.0% | +10.9% | +2.4% | +2.5% | +2.7% | +4.0% | -1.6% | +1.2% | +10.7% | +9.4% | +27.3% |
| 2019 | +6.4% | +3.3% | +2.8% | +4.8% | +0.9% | +7.0% | +1.8% | -1.4% | +0.1% | +1.8% | +0.5% | +1.6% | +33.4% |
| 2018 | -2.0% | -1.3% | -4.5% | +4.2% | +2.3% | -1.7% | +2.4% | +0.5% | -0.1% | -4.5% | -0.5% | -6.1% | -11.3% |
| 2017 | +0.5% | +6.3% | +0.1% | +1.7% | +4.7% | -0.5% | +1.6% | +10.1% | -0.3% | +13.6% | +15.3% | +15.2% | +90.5% |
| 2016 | - | - | - | - | - | - | - | - | +1.4% | +1.4% | +3.0% | +4.6% | +10.8% |
pruebas sin value returned +21.88% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.