Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
ESEE.XETRA BNP Paribas Easy S&P 500 UCITS ETF EUR • FR0011550185 | ETF | 30.0% | 0.14% |
LHTC.F Amundi STOXX Europe 600 Healthcare UCITS ETF Acc • LU1834986900 | ETF | 15.0% | 0.3% |
CW8.PA Amundi MSCI World Swap UCITS ETF EUR Acc • LU1681043599 | ETF | 15.0% | 0.38% |
SXR7.XETRA iShares Core MSCI EMU UCITS ETF EUR (Acc) • IE00B53QG562 | ETF | 15.0% | 0.12% |
GBS.PA Gold Bullion Securities • GB00B00FHZ82 | ETF | 15.0% | 0.4% |
PAEJ.PA Amundi PEA Asie Pacifique (MSCI AC Asia Pacific Ex Japan) UCITS ETF Acc • FR0011869312 | ETF | 8.0% | 0.6% |
VLEU.F BNP Paribas Easy Low Volatility Europe UCITS ETF • LU1377381717 | ETF | 2.0% | 0.31% |
| Total | 100.0% | 0.28% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.1% | +2.3% | -6.5% | +5.9% | +4.7% | +0.1% | -1.3% | +2.7% | +0.4% | +0.8% | - | - | +12.2% |
| 2025 | +5.0% | -1.1% | -5.5% | -3.1% | +4.7% | -0.2% | +3.9% | +0.0% | +3.5% | +4.6% | +0.9% | +0.6% | +13.4% |
| 2024 | +3.0% | +3.1% | +4.1% | -0.7% | +1.2% | +4.1% | +0.6% | +0.4% | +1.1% | +1.1% | +4.3% | -0.9% | +23.7% |
| 2023 | +4.5% | +0.1% | +1.4% | +0.7% | +1.7% | +2.1% | +2.0% | -0.4% | -2.1% | -2.3% | +4.8% | +3.1% | +16.5% |
| 2022 | -4.7% | -1.5% | +4.5% | -1.2% | -3.3% | -5.1% | +7.8% | -2.3% | -5.4% | +3.6% | +2.1% | -4.3% | -10.4% |
| 2021 | +0.5% | +1.3% | +5.2% | +1.9% | +0.9% | +3.4% | +1.7% | +2.8% | -2.4% | +4.5% | +0.6% | +3.9% | +26.9% |
| 2020 | +0.8% | -7.2% | -8.4% | +9.4% | +1.9% | +1.6% | +0.7% | +3.7% | -1.1% | -3.1% | +6.6% | +1.8% | +5.3% |
| 2019 | +5.6% | +3.6% | +2.5% | +2.5% | -3.8% | +4.6% | +3.1% | +0.0% | +2.0% | +0.5% | +3.2% | +1.8% | +28.6% |
| 2018 | +1.4% | -2.4% | -2.7% | +3.4% | +3.0% | -0.2% | +2.5% | +0.8% | +0.1% | -3.8% | +0.5% | -5.3% | -3.2% |
| 2017 | -0.2% | +5.2% | +1.1% | +0.0% | -0.3% | -1.6% | -1.3% | +0.1% | +2.0% | +2.5% | -0.8% | +0.7% | +7.6% |
| 2016 | - | - | - | - | - | - | - | - | +0.9% | -0.7% | +2.8% | +2.5% | +5.6% |
BB returned +11.90% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.