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Portefeuille épouse simple

Created byuser-6j51sj

Annual Rebalancing

EUR

Low Risk

1.1yr backtest

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Performance Summary

Total Return+15.33%

Annualized Return+13.55%

Volatility+7.95%

Sharpe Ratio1.45

Max Drawdown+6.43%

Holdings

Asset Allocation

Asset Class

Equity 57.0%Bonds 43.0%

Holdings Details

A diversified ETF portfolio blending 57% global equities and 43% European government bonds, with a 7% gold hedge for stability and growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
BUN1.MU Amundi MSCI World Swap II UCITS ETF Acc • FR0014003IY1	FR0014003IY1	Acc	ETF	50.0%	0.3%
MTD.PA Amundi Euro Government Bond 7-10Y UCITS ETF Acc • LU1287023185	LU1287023185	Acc	ETF	43.0%	0.15%
CD91.XETRA Amundi NYSE Arca Gold Bugs UCITS ETF Dist • LU2611731824	LU2611731824	Dist	ETF	7.0%	0.65%
Total		Total			100.0%	0.26%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €11,532.61

Show individual assets

Histogram of Monthly Returns

The portfolio had a positive return during 10 of the 14 months (71%)

Monthly Returns Heatmap

Best month: +3.8% • Worst month: -6.2% • Best year: 2026 (+7.9%) • Worst year: 2025 (+6.9%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+1.5%	+3.5%	-6.2%	+3.8%	+3.8%	-0.4%	-0.3%	+2.8%	-1.6%	+1.4%	-	-	+7.9%
2025	-	-	-	-	-	-	-	-	+2.6%	+2.8%	+0.9%	+0.6%	+6.9%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +6.43% • The longest drawdown period lasted for 2 months and was between March 2026 and May 2026. It reached a trough of -6.4%.

Dividend Income

Summary

This portfolio contains 1 distributing ETF (7.0% of total allocation)

Total Dividends Received

€1.29

1 payment

Dividend Yield

0.01%

(annualized)

Avg Per Payment

€1.29

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2025	€1.29	0.01%	1
Total	€1.29	0.01%	1

Detailed Metrics

Returns

Total Return

+15.33%

Annualized Return

+13.55%

Avg Monthly Return

+1.06%

Risk

Volatility (Annual)

+7.95%

Max Drawdown

+6.43%

Positive Months

71%

Average Drawdown

-1.3%

Risk-Adjusted

Sharpe Ratio

1.45

Risk-free rate: 2.0%

Sortino Ratio

1.57

Downside risk adjusted

Return/Volatility

1.70

Calmar Ratio

2.11

Return/Max Drawdown

Ulcer Index

1.67

Drawdown depth & duration

Martin Ratio

0.07

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€11,532.61

Backtest Period

2025-09-01 to 2026-10-16
1.1 years

Rebalancing

annual

Base Currency

EUR