None Rebalancing
EUR
High Risk
5.9yr backtest

Performance Summary

Total Return+189.25%
Annualized Return+19.71%
Volatility+20.01%
Sharpe Ratio0.89
Max Drawdown+31.18%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
A US and European tech-focused ETF portfolio for concentrated, long-term equity growth in leading innovative sectors.
AssetTypeAllocationTER
PANX.PA
Amundi PEA US Tech Screened UCITS ETF Acc • FR0013412269
ETF
99.9%0.3%
ESIT.XETRA
iShares MSCI Europe Information Technology Sector UCITS ETF EUR (Acc) • IE00BMW42413
ETF
0.1%0.18%
Total100.0%0.30%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €28,925.37
Histogram of Monthly Returns
The portfolio had a positive return during 43 of the 72 months (60%)
Monthly Returns Heatmap
Best month: +17.3% • Worst month: -11.1% • Best year: 2023 (+47.0%) • Worst year: 2022 (-29.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.9%-3.2%-4.8%+17.3%+11.5%-1.4%-3.8%+4.5%+8.5%-1.8%--+26.1%
2025+0.0%-5.1%-11.1%-5.4%+8.0%+3.0%+8.9%-0.1%+5.9%+9.9%-1.5%-0.9%+9.9%
2024+6.5%+3.7%+3.9%-0.9%+5.1%+11.0%-4.3%-2.4%+1.3%+2.9%+6.4%+2.3%+40.4%
2023+9.3%+2.8%+5.9%-1.0%+11.9%+4.1%+3.0%+0.3%-2.4%-3.7%+7.2%+2.9%+47.0%
2022-9.2%-3.3%+6.6%-7.4%-6.4%-6.2%+14.1%-2.3%-6.0%+0.3%-2.9%-9.4%-29.7%
2021+2.2%+0.5%+4.0%+3.3%-3.1%+9.8%+2.6%+4.8%-3.2%+6.7%+5.0%+1.4%+38.9%
2020----------+0.4%+3.1%+3.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +31.18% • The longest drawdown period lasted for 1 year and 12 months and was between November 2021 and November 2023. It reached a trough of -31.2%.
When could this portfolio get you to financial independence?

nasdaq100 returned +19.71% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+189.25%
Annualized Return
+19.71%
Avg Monthly Return
+1.65%
Risk
Volatility (Annual)
+20.01%
Max Drawdown
+31.18%
Positive Months
60%
Average Drawdown
-8.5%
Risk-Adjusted
Sharpe Ratio
0.89
Risk-free rate: 2.0%
Sortino Ratio
0.86
Downside risk adjusted
Return/Volatility
0.99
Calmar Ratio
0.63
Return/Max Drawdown
Ulcer Index
11.01
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€28,925.37
Backtest Period
2020-11-20 to 2026-10-16
5.9 years
Rebalancing
none
Base Currency
EUR