Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 36.4% | 0.19% |
IE15.LSE iShares EUR Corporate Bond 1-5yr UCITS ETF EUR (Dist) • IE00B4L60045 | ETF | 9.8% | 0.2% |
JPGL.XETRA JPMorgan Global Equity Multi-Factor UCITS ETF Accumulating • IE00BJRCLL96 | ETF | 8.4% | 0.19% |
ERNE.AS iShares EUR Ultrashort Bond UCITS ETF EUR (Dist) • IE00BCRY6557 | ETF | 7.5% | 0.09% |
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 5.2% | 0.1% |
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 4.5% | 0.07% |
WHEA.AS State Street SPDR MSCI World Health Care UCITS ETF USD • IE00BYTRRB94 | ETF | 4.2% | 0.3% |
36B7.XETRA iShares Global Corporate Bond UCITS ETF EUR Hedged (Dist) • IE00BJSFQW37 | ETF | 3.7% | 0.25% |
ZPRV.XETRA SPDR MSCI USA Small Cap Value Weighted UCITS ETF • IE00BSPLC413 | ETF | 3.0% | 0.3% |
ZPRX.XETRA SPDR MSCI Europe Small Cap Value Weighted UCITS ETF • IE00BSPLC298 | ETF | 2.8% | 0.3% |
SXRV.XETRA iShares Nasdaq 100 UCITS ETF (Acc) • IE00B53SZB19 | ETF | 2.4% | 0.3% |
FLXD.XETRA Franklin European Quality Dividend UCITS ETF (Dist) • IE00BF2B0L69 | ETF | 2.4% | 0.25% |
IQQ0.XETRA iShares Edge MSCI World Minimum Volatility UCITS ETF USD (Acc) • IE00B8FHGS14 | ETF | 2.2% | 0.3% |
XDWS.XETRA Xtrackers MSCI World Consumer Staples UCITS ETF 1C • IE00BM67HN09 | ETF | 2.1% | 0.25% |
EUN9.XETRA iShares Euro Government Bond 5-7yr UCITS ETF • IE00B4WXJG34 | ETF | 1.5% | 0.15% |
DBXD.XETRA Xtrackers DAX UCITS ETF 1C • LU0274211480 | ETF | 1.0% | 0.09% |
IEMA.AS iShares MSCI EM UCITS ETF (Acc) • IE00B4L5YC18 | ETF | 1.0% | 0.18% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10 | ETF | 1.0% | 0.29% |
IUSU.XETRA iShares USD Treasury Bond 1-3yr UCITS ETF (Dist) • IE00B14X4S71 | ETF | 0.5% | 0.07% |
EUNH.XETRA iShares Core Euro Government Bond UCITS ETF (Dist) • IE00B4WXJJ64 | ETF | 0.4% | 0.07% |
| Total | 100.0% | 0.19% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.1% | +2.2% | -4.2% | +5.9% | +4.3% | +1.6% | -0.7% | +1.6% | +0.8% | +1.1% | - | - | +14.2% |
| 2025 | +3.7% | -1.3% | -5.2% | -3.2% | +4.2% | +0.4% | +3.4% | +0.0% | +1.8% | +3.1% | +0.4% | +0.2% | +7.3% |
| 2024 | +2.2% | +2.3% | +3.0% | -1.6% | +1.1% | +3.2% | +1.1% | -0.0% | +1.2% | +0.4% | +5.3% | -1.6% | +17.6% |
| 2023 | +3.5% | +0.1% | -0.2% | +0.3% | +1.0% | +2.6% | +2.1% | -0.6% | -1.2% | -2.8% | +4.4% | +3.6% | +13.4% |
| 2022 | -3.7% | -1.4% | +3.0% | -1.3% | -2.4% | -4.8% | +7.0% | -1.8% | -4.8% | +3.4% | +1.1% | -4.1% | -10.0% |
| 2021 | +0.8% | +1.9% | +4.8% | +1.1% | +0.2% | +3.1% | +1.0% | +2.1% | -1.6% | +3.1% | +0.3% | +3.3% | +21.9% |
| 2020 | -0.3% | -6.2% | -9.1% | +7.2% | +1.5% | +1.5% | -0.1% | +3.5% | -0.6% | -1.5% | +6.7% | +1.5% | +2.9% |
| 2019 | - | - | - | - | - | - | +0.0% | -1.0% | +2.2% | +0.1% | +2.9% | +1.5% | +5.8% |
My test returned +9.69% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.
Total Dividends Received
€441.98
133 payments
Dividend Yield
0.45%
(annualized)
Avg Per Payment
€3.32
per event
All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.
| Year | Dividends |
|---|---|
| 2026 | €87.23 |
| 2025 | €96.45 |
| 2024 | €93.70 |
| 2023 | €63.91 |
| 2022 | €33.28 |
| 2021 | €30.90 |
| 2020 | €27.43 |
| 2019 | €9.04 |
| Total | €441.98 |