2032
You'll be 39
Median scenario: 2032 · Optimistic (90th percentile): 2030
From this point, your portfolio's expected monthly growth exceeds your €500/month contribution. Compounding is now doing more for you than saving is.
2056
You'll be 63
Median scenario: 2056 · Optimistic (90th percentile): 2046
Your portfolio reaches your inflation-adjusted €750.000 target, covering €30.000/year of today's spending power.
2057
Age 65, as set above
Projected balance: €1.576.647 median (114% of your €1.385.692 target)
Optimistic (90th percentile): €5.008.056. Conservative (10th percentile): €592.057.