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Long Term Dist

Created byuser-xwe79g
Annual Rebalancing
EUR
Moderate Risk
Multi-currency
1.7yr backtest
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Performance Summary

Total Return+27.76%
Annualized Return+15.83%
Volatility+12.91%
Sharpe Ratio1.07
Max Drawdown+17.39%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Bonds 5.0%Precious Metals 5.0%
Holdings Details
Diversified ETF portfolio blending global equities, bonds, and gold for balanced growth across US tech, emerging markets, and dividends.
AssetTypeAllocationTER
EQQQ.XETRA
Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012
ETF
25.0%0.3%
HWWA.LSE
HSBC Multi-Factor Worldwide Equity UCITS ETF USD • IE00BKZGB098
ETF
20.0%0.25%
TDIV.AS
VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594
ETF
12.0%0.38%
HMEF.LSE
HSBC MSCI Emerging Markets UCITS ETF USD • IE00B5SSQT16
ETF
12.0%0.15%
EXU1.XETRA
Xtrackers MSCI World ex USA UCITS ETF 1D • IE000Z0FC0G5
ETF
8.0%0.15%
VHYL.AS
Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10
ETF
8.0%0.29%
SPFE.XETRA
State Street SPDR Bloomberg Global Aggregate Bond UCITS ETF EUR Hedged (Dist) • IE00BF1QPL78
ETF
5.0%0.1%
LMVF.XETRA
Amundi Core MSCI EMU UCITS ETF Dist • LU1646360971
ETF
5.0%0.12%
YGLD.XETRA
IncomeShares Gold + Yield ETP • XS2852999775
ETF
5.0%0.65%
Total100.0%0.27%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,775.64
Histogram of Monthly Returns
The portfolio had a positive return during 14 of the 21 months (67%)
Monthly Returns Heatmap
Best month: +7.8% • Worst month: -5.2% • Best year: 2026 (+16.7%) • Worst year: 2025 (+9.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.5%+2.9%-5.2%+7.8%+5.9%+1.2%-2.2%+2.6%+1.4%-0.6%--+16.7%
2025--1.4%-5.1%-3.0%+5.2%+0.7%+3.9%+0.4%+3.3%+4.5%-0.2%+1.2%+9.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +17.39% • The longest drawdown period lasted for 6 months and was between February 2025 and August 2025. It reached a trough of -17.4%.

Dividend Income

Summary
This portfolio contains 9 distributing ETFs (100.0% of total allocation)

Total Dividends Received

€387.40

66 payments

Dividend Yield

2.12%

(annualized)

Avg Per Payment

€5.87

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€180.28
2025€207.13
Total€387.40

Detailed Metrics

Returns
Total Return
+27.76%
Annualized Return
+15.83%
Avg Monthly Return
+1.23%
Risk
Volatility (Annual)
+12.91%
Max Drawdown
+17.39%
Positive Months
67%
Average Drawdown
-2.9%
Risk-Adjusted
Sharpe Ratio
1.07
Risk-free rate: 2.0%
Sortino Ratio
0.99
Downside risk adjusted
Return/Volatility
1.23
Calmar Ratio
0.91
Return/Max Drawdown
Ulcer Index
3.88
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,775.64
Backtest Period
2025-02-14 to 2026-10-16
1.7 years
Rebalancing
annual
Base Currency
EUR