2030
You'll be 37
Median scenario: 2030 · Optimistic (90th percentile): 2029
From this point, your portfolio's expected monthly growth exceeds your €500/month contribution. Compounding is now doing more for you than saving is.
2050
You'll be 57
Median scenario: 2050 · Optimistic (90th percentile): 2046
Your portfolio reaches your inflation-adjusted €750 000 target, covering €30 000/year of today's spending power.
2057
Age 65, as set above
Projected balance: €3 089 833 median (223% of your €1 385 692 target)
Optimistic (90th percentile): €5 565 477. Conservative (10th percentile): €1 748 377.