Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 60.0% | 0.19% |
MTI.PA Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc • LU1650491282 | ETF | 20.0% | 0.09% |
SGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 10.0% | 0.12% |
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 10.0% | 0.1% |
| Total | 100.0% | 0.15% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.5% | +1.9% | -4.5% | +5.1% | +3.7% | -0.2% | -1.1% | +2.4% | +0.1% | +0.5% | - | - | +10.6% |
| 2025 | +3.5% | -1.1% | -3.9% | -1.9% | +3.4% | +0.3% | +3.1% | -0.1% | +3.1% | +3.5% | +0.3% | +0.3% | +10.5% |
| 2024 | +1.7% | +2.2% | +3.2% | -0.7% | +0.6% | +3.0% | +0.9% | -0.2% | +1.8% | +1.2% | +4.4% | -0.9% | +18.4% |
| 2023 | +3.8% | -0.4% | +1.0% | -0.1% | +1.8% | +1.6% | +1.8% | -0.6% | -1.7% | -1.4% | +3.9% | +2.9% | +13.3% |
| 2022 | -2.9% | -0.7% | +3.1% | -1.1% | -3.3% | -4.0% | +6.3% | -1.9% | -4.7% | +2.2% | +1.8% | -4.1% | -9.5% |
| 2021 | +0.5% | +0.8% | +4.1% | +0.9% | +0.6% | +2.4% | +1.3% | +1.8% | -1.2% | +3.0% | +0.6% | +2.6% | +18.8% |
| 2020 | +0.5% | -5.1% | -7.8% | +6.3% | +1.4% | +2.0% | +0.8% | +3.0% | -0.8% | -0.9% | +4.5% | +1.9% | +5.1% |
| 2019 | - | - | - | - | - | - | +0.2% | +0.0% | +1.5% | +0.0% | +2.1% | +1.6% | +5.5% |
Lando returned +9.72% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.