A diversified, real-asset-tilted portfolio built to preserve and grow purchasing power across market regimes. About two-thirds sits in gold, Bitcoin, commodities, infrastructure and property, alongside managed futures for crisis protection. Cash and inflation-linked bonds provide the stable base, and global equities supply growth.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 17.0% | 0.1% |
BTC-EUR Bitcoin EUR Price | CRYPTO | 17.0% | - |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 16.0% | 0% |
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 12.0% | 0.2% |
DBMF.US iMGP DBi Managed Futures Strategy ETF • US53700T8273 | ETF | 10.0% | 0.85% |
IBCI.XETRA iShares Euro Inflation Linked Government Bond UCITS ETF • IE00B0M62X26 | ETF | 10.0% | 0.09% |
SXRS.XETRA iShares Diversified Commodity Swap UCITS ETF • IE00BDFL4P12 | ETF | 7.0% | 0.19% |
IQQI.XETRA iShares Global Infrastructure UCITS ETF USD (Dist) • IE00B1FZS467 | ETF | 6.0% | 0.65% |
IQQ6.XETRA iShares Developed Markets Property Yield UCITS ETF • IE00B1FZS350 | ETF | 5.0% | 0.59% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.3% | +1.0% | -1.5% | +2.8% | +0.1% | -4.0% | +1.1% | +4.7% | +1.4% | +1.1% | - | - | +8.0% |
| 2025 | +4.3% | -3.1% | -1.9% | -0.4% | +2.4% | -1.2% | +3.6% | -1.3% | +4.0% | +2.1% | -1.3% | -0.2% | +6.8% |
| 2024 | +2.3% | +8.0% | +6.7% | -2.3% | +2.0% | -0.2% | +0.9% | -2.6% | +2.9% | +4.0% | +11.5% | -1.0% | +35.9% |
| 2023 | +7.4% | +0.3% | +4.0% | +0.2% | -0.4% | +2.3% | -0.3% | -2.6% | +1.2% | +7.5% | +1.9% | +4.0% | +28.2% |
| 2022 | -1.6% | +3.3% | +5.1% | +0.8% | -4.6% | -5.7% | +4.7% | -1.5% | -1.5% | +0.7% | -3.3% | -2.8% | -6.8% |
| 2021 | +3.6% | +7.1% | +10.8% | -0.5% | -9.1% | +0.0% | +5.1% | +3.2% | -1.2% | +11.2% | -1.4% | -3.8% | +25.9% |
| 2020 | +6.6% | -3.9% | -8.9% | +8.9% | +1.5% | -0.5% | +4.5% | +1.1% | -2.1% | +6.3% | +11.1% | +16.2% | +45.7% |
| 2019 | - | - | - | - | +7.7% | +7.1% | +0.7% | +1.1% | -3.0% | +1.4% | -3.5% | -0.8% | +10.7% |
Hard Asset Harbor returned +19.66% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.
Total Dividends Received
€1,460.28
79 payments
Dividend Yield
0.85%
(annualized)
Avg Per Payment
€18.48
per event
All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.
| Year | Dividends |
|---|---|
| 2026 | €143.56 |
| 2025 | €290.16 |
| 2024 | €233.21 |
| 2023 | €106.78 |
| 2022 | €479.72 |
| 2021 | €49.98 |
| 2020 | €37.96 |
| 2019 | €118.92 |
| Total | €1,460.28 |