The Growth-Oriented 80/20 Portfolio blends 80% global equities through the iShares MSCI World ETF with 20% high-quality bonds via a euro-hedged global bond fund. This mix aims to capture long-term market growth while softening volatility during downturns. Its strength lies in its balance being aggressive enough for solid returns, yet cushioned against sharp drawdowns. Ideal for growth-minded investors with a moderate-to-high risk tolerance and a multi-year horizon, who want a diversified, low-maintenance portfolio that rides global progress without excessive swings.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 80.0% | 0.2% |
EUNA.XETRA iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35 | ETF | 20.0% | 0.1% |
| Total | 100.0% | 0.18% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.3% | +1.1% | -4.3% | +6.7% | +4.5% | +1.1% | -0.7% | +1.6% | +1.2% | +1.1% | - | - | +13.0% |
| 2025 | +3.6% | -1.8% | -6.4% | -2.9% | +4.8% | +0.8% | +3.8% | -0.3% | +2.1% | +3.6% | -0.3% | +0.2% | +6.9% |
| 2024 | +2.6% | +2.8% | +3.1% | -2.0% | +1.2% | +4.2% | +0.4% | +0.0% | +1.2% | +0.7% | +6.3% | -1.1% | +21.1% |
| 2023 | +4.3% | +0.1% | +0.5% | +0.3% | +1.8% | +3.1% | +1.9% | -0.5% | -1.6% | -3.0% | +5.3% | +3.9% | +16.9% |
| 2022 | -4.7% | -1.6% | +3.3% | -2.7% | -2.8% | -5.4% | +8.7% | -2.1% | -5.4% | +3.6% | +0.5% | -4.8% | -13.5% |
| 2021 | +0.3% | +2.1% | +5.0% | +1.6% | -0.2% | +4.0% | +1.7% | +2.5% | -1.8% | +4.2% | +0.6% | +3.3% | +25.8% |
| 2020 | +0.5% | -7.0% | -8.7% | +7.5% | +2.0% | +1.5% | -0.1% | +4.5% | -1.0% | -2.1% | +7.7% | +1.5% | +5.1% |
| 2019 | +6.5% | +3.2% | +2.4% | +2.9% | -3.7% | +3.4% | +3.1% | -1.0% | +2.5% | -0.1% | +3.6% | +1.2% | +26.1% |
| 2018 | +0.6% | -1.5% | -2.8% | +3.0% | +2.9% | +0.2% | +2.0% | +1.5% | +0.5% | -4.1% | +0.4% | -6.6% | -4.3% |
| 2017 | - | - | - | - | - | - | - | - | - | - | - | -0.2% | -0.2% |
Growth-Oriented 80/20 Portfolio returned +10.16% a year over the 9 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.