The Golden Butterfly Portfolio is built for stability through all market cycles. With equal parts global stocks, European small-cap value shares, long- and short-term bonds, and physical gold, it blends growth, income, and protection. Stocks drive returns in good times, bonds cushion downturns, and gold guards against inflation or crises. Its strength is diversification where no single asset dominates. Ideal for balanced, long-term investors seeking steady growth with low volatility and who value sleep-well-at-night resilience over chasing the highest returns.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SPYI.XETRA SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66 | ETF | 20.0% | 0.17% |
LYXF.XETRA Amundi Euro Government Bond 15+Y UCITS ETF Acc • LU1287023268 | ETF | 20.0% | 0.15% |
PRAB.XETRA Amundi Prime Euro Government Bond 0-1Y UCITS ETF Acc • LU2233156582 | ETF | 20.0% | 0.05% |
8PSG.F Invesco Physical Gold ETC • IE00B579F325 | ETF | 20.0% | 0.12% |
ZPRX.XETRA SPDR MSCI Europe Small Cap Value Weighted UCITS ETF • IE00BSPLC298 | ETF | 20.0% | 0.3% |
| Total | 100.0% | 0.16% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.3% | +3.4% | -5.9% | +3.1% | +2.1% | -1.9% | -0.1% | +2.5% | -1.8% | +1.0% | - | - | +5.3% |
| 2025 | +3.5% | +0.5% | -1.6% | +0.4% | +2.4% | -0.4% | +1.8% | +0.0% | +3.6% | +2.6% | +0.9% | +1.3% | +15.9% |
| 2024 | +0.3% | +0.2% | +3.9% | +0.5% | +1.1% | +0.1% | +2.4% | +0.1% | +1.8% | +0.7% | +2.1% | -0.9% | +12.8% |
| 2023 | +4.4% | -1.1% | +0.9% | +0.1% | +0.3% | +0.4% | +1.1% | -0.6% | -2.5% | -0.4% | +4.1% | +3.6% | +10.6% |
| 2022 | -1.4% | -0.5% | +0.1% | -0.9% | -2.5% | -4.6% | +4.8% | -3.3% | -4.7% | +1.4% | +3.5% | -2.9% | -11.0% |
| 2021 | -0.3% | +0.0% | +2.9% | +1.0% | +1.5% | -0.5% | +2.2% | +1.4% | -2.1% | +2.1% | +0.2% | +1.3% | +10.0% |
| 2020 | - | - | - | - | - | - | - | - | - | +0.1% | +4.9% | +2.7% | +7.9% |
Golden Butterfly Portfolio (EU) returned +8.30% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.