HomePortfoliosGolden Butterfly International USD

Golden Butterfly International USD

Created byuser-moch98
None Rebalancing
EUR
Moderate Risk
Multi-currency
7.1yr backtest
Analyse this portfolio
Compare OptimizeFIRE

Performance Summary

Total Return+81.15%
Annualized Return+8.79%
Volatility+10.47%
Sharpe Ratio0.65
Max Drawdown+15.24%

Holdings

Asset Allocation

Asset Class

Equity 40.0%Bonds 40.0%Precious Metals 20.0%
Holdings Details
Diversified ETF portfolio with 40% global stocks, 40% US Treasury bonds, and 20% gold for balanced, all-weather investing.
AssetTypeAllocationTER
VT.US
Vanguard Total World Stock Index Fund ETF Shares • US9220427424
ETF
20.0%0.07%
VGLT.US
Vanguard Long-Term Treasury Index Fund ETF Shares • US92206C8477
ETF
20.0%0.04%
VGSH.US
Vanguard Short-Term Treasury Index Fund ETF Shares • US92206C1027
ETF
20.0%0.04%
SGOL.US
abrdn Physical Gold Shares ETF • US00326A1043
ETF
20.0%0.17%
VIOV.US
Vanguard S&P Small-Cap 600 Value Index Fund ETF Shares • US9219327783
ETF
10.0%0.15%
AVDV.US
Avantis® International Small Cap Value ETF • US0250728021
ETF
10.0%0.36%
Total100.0%0.12%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €18,114.66
Histogram of Monthly Returns
The portfolio had a positive return during 52 of the 86 months (60%)
Monthly Returns Heatmap
Best month: +6.3% • Worst month: -5.3% • Best year: 2024 (+18.6%) • Worst year: 2022 (-7.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.5%+6.3%-5.3%+1.9%+1.9%-1.9%-1.0%+4.0%-1.3%+0.9%--+9.9%
2025+3.2%+0.6%-2.5%-2.9%+1.7%-1.5%+2.2%+3.2%+4.7%+3.1%+2.3%-0.0%+14.8%
2024+0.8%+1.3%+4.1%-0.8%+1.4%+1.2%+3.2%-0.5%+1.6%+1.4%+4.7%-1.0%+18.6%
2023+4.9%-0.6%-0.0%-1.0%+0.8%+0.1%+1.7%-0.8%-1.7%-0.8%+2.7%+3.6%+9.3%
2022-1.8%+0.6%+1.0%-0.5%-2.1%-2.5%+5.6%-1.6%-4.4%+1.5%+1.1%-4.2%-7.4%
2021-0.2%+0.4%+3.5%+0.2%+1.3%+1.9%+0.7%+1.4%-0.7%+2.6%+0.7%+1.8%+14.3%
2020+2.4%-1.9%-5.3%+5.5%+0.9%+0.2%-0.8%+0.7%-0.6%-0.7%+1.1%+2.5%+3.6%
2019---------0.3%-0.5%+1.8%-0.1%+0.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +15.24% • The longest drawdown period lasted for 1 year and 5 months and was between August 2022 and January 2024. It reached a trough of -9.7%.
When could this portfolio get you to financial independence?

Golden Butterfly International USD returned +8.79% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 5 distributing ETFs (80.0% of total allocation)

Total Dividends Received

€1,626.72

244 payments

Dividend Yield

1.82%

(annualized)

Avg Per Payment

€6.67

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€216.61
2025€312.21
2024€314.94
2023€258.17
2022€174.68
2021€140.77
2020€143.34
2019€66.00
Total€1,626.72

Detailed Metrics

Returns
Total Return
+81.15%
Annualized Return
+8.79%
Avg Monthly Return
+0.72%
Risk
Volatility (Annual)
+10.47%
Max Drawdown
+15.24%
Positive Months
60%
Average Drawdown
-3.5%
Risk-Adjusted
Sharpe Ratio
0.65
Risk-free rate: 2.0%
Sortino Ratio
0.60
Downside risk adjusted
Return/Volatility
0.84
Calmar Ratio
0.58
Return/Max Drawdown
Ulcer Index
4.13
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€18,114.66
Backtest Period
2019-09-26 to 2026-10-16
7.1 years
Rebalancing
none
Base Currency
EUR