Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XDWS.XETRA Xtrackers MSCI World Consumer Staples UCITS ETF 1C • IE00BM67HN09 | ETF | 34.0% | 0.25% |
HLTW.PA Amundi MSCI World Health Care UCITS ETF EUR Acc • LU0533033238 | ETF | 33.0% | 0.3% |
XDWU.XETRA Xtrackers MSCI World Utilities UCITS ETF 1C • IE00BM67HQ30 | ETF | 33.0% | 0.25% |
| Total | 100.0% | 0.27% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.5% | +7.7% | -4.9% | +0.5% | -1.2% | +5.3% | -0.1% | -1.4% | -0.7% | +6.7% | - | - | +13.4% |
| 2025 | +4.2% | +1.4% | -3.4% | -3.2% | +0.5% | -3.2% | +2.2% | -0.6% | +0.3% | +3.8% | +4.2% | -2.5% | +3.3% |
| 2024 | +2.3% | +0.6% | +3.5% | -0.5% | +2.1% | +0.7% | +3.0% | +2.3% | +0.7% | -1.1% | +3.8% | -4.5% | +13.3% |
| 2023 | -2.2% | -0.4% | +1.5% | +2.2% | -2.5% | +0.5% | +0.9% | -1.1% | -2.4% | -2.2% | +2.3% | +2.2% | -1.5% |
| 2022 | -4.0% | -0.4% | +5.2% | +3.3% | -3.0% | -2.3% | +6.8% | -1.4% | -4.7% | +3.3% | +1.1% | -2.8% | +0.4% |
| 2021 | +0.2% | -3.0% | +8.4% | +0.4% | +0.1% | +3.0% | +3.0% | +2.6% | -3.3% | +3.9% | +0.5% | +6.7% | +24.2% |
| 2020 | +2.7% | -7.9% | -4.9% | +6.3% | +0.9% | -1.3% | +0.4% | +0.4% | +0.8% | -1.6% | +4.2% | -0.3% | -1.2% |
| 2019 | +4.6% | +3.4% | +3.6% | -0.2% | -1.2% | +2.5% | +2.9% | +2.4% | +2.4% | -1.1% | +2.7% | +1.3% | +25.6% |
| 2018 | -1.8% | -3.1% | -0.4% | +2.7% | +2.1% | +2.0% | +3.1% | +1.5% | +0.6% | -0.6% | +2.8% | -6.1% | +2.5% |
| 2017 | -1.6% | +6.9% | +0.4% | -0.8% | +1.1% | -2.0% | -2.3% | +0.3% | -0.0% | +1.8% | +0.2% | -1.2% | +2.6% |
| 2016 | - | - | -0.3% | -0.2% | +3.9% | +2.8% | +1.7% | -3.2% | -0.3% | -1.4% | +0.0% | +3.0% | +5.9% |
Fundamental Defensive returned +7.99% a year over the 11 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.