Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
FI4000411152 Evli Corporate Bond IA TR in GB • FI4000411152 | FUND | 20.0% | 0.5% |
IE00BZCNTX72 AEGON-EUR GOVRNM BD-EUR IACC • IE00BZCNTX72 | FUND | 20.0% | 0.35% |
LU0251661244 AXA World Funds - Euro 10 + LT A Distribution EUR • LU0251661244 | FUND | 20.0% | 0.85% |
FR0011153378 CM-AM Inflation RC • FR0011153378 | FUND | 20.0% | 1.2% |
IQQ0.XETRA iShares Edge MSCI World Minimum Volatility UCITS ETF USD (Acc) • IE00B8FHGS14 | ETF | 20.0% | 0.3% |
| Total | 100.0% | 0.64% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.4% | +2.2% | -3.1% | +0.3% | +1.1% | +0.8% | -0.3% | +0.2% | -2.0% | +1.5% | - | - | +1.0% |
| 2025 | +1.3% | +1.0% | -2.8% | -0.1% | +0.5% | -0.8% | +0.4% | -0.5% | +0.3% | +0.6% | +0.5% | -1.2% | -0.7% |
| 2024 | +0.8% | -0.5% | +0.8% | -1.5% | -0.1% | +0.8% | +2.6% | +0.6% | +0.8% | -0.3% | +3.3% | -2.4% | +4.9% |
| 2023 | +1.6% | -1.4% | +1.0% | +0.4% | +0.2% | +0.1% | +0.3% | +0.2% | -2.1% | -0.2% | +2.9% | +2.8% | +5.8% |
| 2022 | -1.9% | -1.8% | -0.2% | -2.4% | -2.6% | -3.1% | +5.2% | -3.9% | -4.5% | +1.7% | +2.5% | -4.0% | -14.5% |
| 2021 | -0.3% | -1.5% | +1.2% | -0.5% | +0.1% | +1.2% | +2.1% | +0.1% | -1.2% | +0.3% | +1.2% | +0.3% | +2.9% |
| 2020 | +2.4% | -1.5% | -6.3% | +2.7% | +0.5% | +0.9% | +0.9% | -0.0% | +0.9% | +0.3% | +1.4% | +0.2% | +2.1% |
| 2019 | - | - | - | - | - | - | - | - | - | - | +0.0% | -0.6% | -0.6% |
fondos conservadores returned -0.09% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.