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Focused

Created byuser-julfmc
Monthly Rebalancing
EUR
Moderate Risk
Multi-currency
10.6yr backtest
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Performance Summary

Total Return+330.20%
Annualized Return+14.80%
Volatility+15.44%
Sharpe Ratio0.83
Max Drawdown+31.52%

Holdings

Asset Allocation

Asset Class

Equity 70.0%Precious Metals 20.0%Commodities 10.0%
Holdings Details
Diversified ETF portfolio blending tech, defense, gold, energy, uranium, and agriculture for growth and hedge against market volatility.
AssetTypeAllocationTER
8PSG.F
Invesco Physical Gold ETC • IE00B579F325
ETF
20.0%0.12%
CIBR.US
First Trust NASDAQ Cybersecurity ETF • US33734X8469
ETF
20.0%0.6%
XDW0.XETRA
Xtrackers MSCI World Energy UCITS ETF 1C 1C • IE00BM67HM91
ETF
10.0%0.25%
URA.US
Global X Uranium ETF • US37954Y8710
ETF
10.0%0.69%
PPA.US
Invesco Aerospace & Defense ETF • US46137V1008
ETF
10.0%0.58%
ITA.US
iShares U.S. Aerospace & Defense ETF • US4642887602
ETF
10.0%0.39%
DBA.US
Invesco DB Agriculture Fund • US46140H1068
ETF
10.0%0.93%
BIB.US
ProShares Ultra Nasdaq Biotechnology • US74347R2141
ETF
10.0%0.95%
Total100.0%0.52%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €43,019.56
Histogram of Monthly Returns
The portfolio had a positive return during 82 of the 128 months (64%)
Monthly Returns Heatmap
Best month: +12.5% • Worst month: -12.3% • Best year: 2021 (+24.9%) • Worst year: 2018 (-3.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+6.7%+3.2%-2.1%+1.8%+6.2%+0.5%-0.7%+7.0%-1.8%-0.8%--+21.4%
2025+7.0%-2.6%-4.1%-1.7%+5.2%+1.6%+3.5%+2.4%+6.0%+6.3%-1.1%-1.2%+22.4%
2024+4.5%+1.5%+4.6%+0.1%+1.4%+0.8%+2.3%+0.2%+1.1%+3.2%+6.0%-3.5%+24.2%
2023+3.5%-0.8%-0.3%-2.1%+2.6%+1.3%+2.1%+1.7%+0.0%+0.0%+3.2%+3.4%+15.3%
2022-2.2%+6.1%+5.7%-2.2%-3.9%-3.7%+7.2%+2.1%-5.7%+7.3%-1.0%-4.6%+3.9%
2021+0.5%+3.0%+4.2%+2.0%+1.9%+4.0%+0.2%+2.6%+1.0%+4.6%-1.8%+0.5%+24.9%
2020+0.0%-5.6%-12.3%+12.5%+5.0%-1.1%-1.5%+2.6%-3.7%-3.0%+10.1%+7.7%+8.2%
2019+9.7%+4.2%+0.1%+1.1%-3.8%+5.0%+1.3%-0.7%+1.0%+0.2%+5.4%-0.5%+24.8%
2018-0.3%-0.5%-1.9%+4.3%+5.1%-1.4%+1.2%+2.0%+1.2%-6.8%+1.3%-6.9%-3.5%
2017+5.5%+5.0%-2.5%-2.6%-3.0%-1.0%-0.0%+0.7%+1.9%-0.1%+0.7%+1.6%+6.1%
2016---2.1%+3.3%+1.6%+1.6%+3.9%-1.0%+0.8%-1.9%+6.6%-0.3%+12.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +31.52% • The longest drawdown period lasted for 1 year and 7 months and was between April 2022 and November 2023. It reached a trough of -15.9%.
When could this portfolio get you to financial independence?

Focused returned +14.80% a year over the 11 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 6 distributing ETFs (70.0% of total allocation)

Total Dividends Received

€1,653.70

152 payments

Dividend Yield

0.79%

(annualized)

Avg Per Payment

€10.88

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€215.69
2025€296.42
2024€370.26
2023€163.22
2022€178.48
2021€62.03
2020€100.54
2019€68.20
2018€57.53
2017€98.49
2016€42.90
Total€1,653.70

Detailed Metrics

Returns
Total Return
+330.20%
Annualized Return
+14.80%
Avg Monthly Return
+1.21%
Risk
Volatility (Annual)
+15.44%
Max Drawdown
+31.52%
Positive Months
64%
Average Drawdown
-4.6%
Risk-Adjusted
Sharpe Ratio
0.83
Risk-free rate: 2.0%
Sortino Ratio
0.78
Downside risk adjusted
Return/Volatility
0.96
Calmar Ratio
0.47
Return/Max Drawdown
Ulcer Index
5.85
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€43,019.56
Backtest Period
2016-03-22 to 2026-10-16
10.6 years
Rebalancing
monthly
Base Currency
EUR