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FirstPortfolioWith_VDIV

Created byuser-y003q7

Annual Rebalancing

EUR

Moderate Risk

2.1yr backtest

Analyse this portfolio

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Performance Summary

Total Return+56.91%

Annualized Return+24.28%

Volatility+15.61%

Sharpe Ratio1.43

Max Drawdown+18.12%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Bonds 15.0%Real Estate 5.0%Precious Metals 5.0%

Holdings Details

A diversified ETF portfolio targeting global growth, income, and stability via semiconductors, dividends, bonds, and gold.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
VVSM.XETRA VanEck Semiconductor UCITS ETF • IE00BMC38736	IE00BMC38736	Acc	ETF	25.0%	0.35%
VDIV.XETRA VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594	NL0011683594	Dist	ETF	20.0%	0.38%
EQQB.XETRA Invesco EQQQ Nasdaq-100 UCITS ETF Acc • IE00BFZXGZ54	IE00BFZXGZ54	Acc	ETF	10.0%	0.3%
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66	IE00BKM4GZ66	Acc	ETF	10.0%	0.18%
WEXE.XETRA Amundi MSCI World Ex USA UCITS ETF Acc • IE00085PWS28	IE00085PWS28	Acc	ETF	10.0%	0.15%
IQQ6.XETRA iShares Developed Markets Property Yield UCITS ETF • IE00B1FZS350	IE00B1FZS350	Dist	ETF	5.0%	0.59%
SGLD.AS Invesco Physical Gold ETC • IE00B579F325	IE00B579F325	Acc	ETC	5.0%	0.12%
SXRQ.XETRA iShares Euro Government Bond 7-10yr UCITS ETF (Acc) • IE00B3VTN290	IE00B3VTN290	Acc	ETF	5.0%	0.15%
IBCL.XETRA iShares Euro Government Bond 15-30yr UCITS ETF (Dist) • IE00B1FZS913	IE00B1FZS913	Dist	ETF	5.0%	0.15%
IUS5.XETRA iShares Global Inflation Linked Government Bond UCITS ETF USD (Acc) • IE00B3B8PX14	IE00B3B8PX14	Acc	ETF	5.0%	0.2%
Total		Total			100.0%	0.29%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €15,691.37

Show individual assets

Histogram of Monthly Returns

The portfolio had a positive return during 16 of the 26 months (62%)

Monthly Returns Heatmap

Best month: +12.5% • Worst month: -7.5% • Best year: 2026 (+26.7%) • Worst year: 2024 (+4.0%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+6.4%	+2.9%	-5.3%	+12.5%	+9.7%	+5.4%	-7.5%	+1.1%	+4.2%	-3.6%	-	-	+26.7%
2025	+3.6%	-1.3%	-5.5%	-2.6%	+5.7%	+2.4%	+3.4%	-0.1%	+5.0%	+6.6%	-0.3%	+1.5%	+19.1%
2024	-	-	-	-	-	-	-	-	+1.1%	-0.5%	+3.4%	-0.1%	+4.0%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +18.12% • The longest drawdown period lasted for 5 months and was between February 2025 and July 2025. It reached a trough of -18.1%.

Dividend Income

Summary

This portfolio contains 3 distributing ETFs (30.0% of total allocation)

Total Dividends Received

€258.17

20 payments

Dividend Yield

1.01%

(annualized)

Avg Per Payment

€12.91

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€104.06	0.70%	7
2025	€125.42	1.15%	10
2024	€28.69	0.28%	3
Total	€258.17	1.01%	20

Detailed Metrics

Returns

Total Return

+56.91%

Annualized Return

+24.28%

Avg Monthly Return

+1.85%

Risk

Volatility (Annual)

+15.61%

Max Drawdown

+18.12%

Positive Months

62%

Average Drawdown

-3.2%

Risk-Adjusted

Sharpe Ratio

1.43

Risk-free rate: 2.0%

Sortino Ratio

1.41

Downside risk adjusted

Return/Volatility

1.56

Calmar Ratio

1.34

Return/Max Drawdown

Ulcer Index

4.09

Drawdown depth & duration

Martin Ratio

0.05

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€15,691.37

Backtest Period

2024-09-19 to 2026-10-16
2.1 years

Rebalancing

annual

Base Currency

EUR