Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWRA.LSE Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 60.0% | 0.19% |
IWQU.LSE iShares Edge MSCI World Quality Factor UCITS ETF (Acc) • IE00BP3QZ601 | ETF | 20.0% | 0.25% |
EIMI.LSE iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 10.0% | 0.18% |
WSML.LSE iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 10.0% | 0.35% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.2% | +2.0% | -8.2% | +10.4% | +5.2% | -0.3% | -1.3% | +4.3% | -1.6% | -0.6% | - | - | +12.8% |
| 2025 | +3.5% | -2.2% | -3.5% | +0.7% | +5.9% | +4.5% | +1.7% | +2.2% | +3.2% | +2.3% | +0.3% | +1.7% | +21.4% |
| 2024 | +0.4% | +3.6% | +3.4% | -3.0% | +3.1% | +2.9% | +1.6% | +1.9% | +2.4% | -2.1% | +3.4% | -2.5% | +15.8% |
| 2023 | +6.8% | -2.5% | +2.3% | +1.2% | -1.3% | +6.0% | +3.9% | -2.7% | -4.1% | -3.5% | +9.0% | +5.6% | +21.5% |
| 2022 | -5.8% | -1.7% | +2.3% | -7.0% | -1.8% | -8.3% | +6.2% | -2.8% | -8.6% | +4.1% | +6.5% | -1.9% | -18.5% |
| 2021 | +0.2% | +2.4% | +2.5% | +4.1% | +1.7% | +1.0% | +0.5% | +2.4% | -3.8% | +4.2% | -2.4% | +3.6% | +17.2% |
| 2020 | -1.3% | -9.1% | -11.6% | +9.1% | +3.6% | +3.6% | +4.9% | +6.7% | -2.8% | -2.4% | +11.9% | +5.3% | +16.2% |
| 2019 | - | - | - | - | - | - | -0.5% | -3.5% | +2.4% | +2.6% | +2.8% | +3.5% | +7.3% |
Finanzas con Luis Portafolio Youtube returned +12.18% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.