The Europe-Focused 60/40 Portfolio blends 60% European equities with 40% Eurozone government bonds, creating a balanced foundation for investors who want to grow wealth while managing volatility. It’s designed for euro-based investors who prefer staying close to home, benefiting from familiar markets and currency alignment. This mix provides equity-driven upside during expansions and bond-backed stability in downturns, a time-tested strategy for steady, moderate returns through Europe’s economic cycles.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
DBXA.XETRA Xtrackers MSCI Europe UCITS ETF 1C • LU0274209237 | ETF | 60.0% | 0.12% |
DBXN.XETRA Xtrackers II Eurozone Government Bond UCITS ETF 1C • LU0290355717 | ETF | 40.0% | 0.07% |
| Total | 100.0% | 0.10% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.3% | +2.9% | -5.8% | +3.3% | +2.5% | +1.9% | +0.0% | -0.1% | -2.2% | +1.4% | - | - | +6.1% |
| 2025 | +4.3% | +2.5% | -3.1% | +0.2% | +3.2% | -1.0% | +0.4% | +0.5% | +1.2% | +2.1% | +0.4% | +1.5% | +12.5% |
| 2024 | +0.6% | +0.7% | +2.9% | -1.0% | +2.0% | -0.5% | +1.4% | +1.2% | +0.2% | -2.4% | +1.6% | -1.2% | +5.5% |
| 2023 | +4.6% | +0.0% | +0.9% | +1.6% | -1.3% | +1.3% | +1.1% | -1.3% | -2.0% | -2.0% | +5.1% | +3.8% | +12.2% |
| 2022 | -2.5% | -2.6% | -0.5% | -1.9% | -1.0% | -5.5% | +6.3% | -5.1% | -5.3% | +3.7% | +5.3% | -3.4% | -12.9% |
| 2021 | -1.2% | +0.9% | +3.9% | +1.0% | +1.7% | +1.3% | +1.8% | +1.1% | -2.3% | +2.8% | -1.1% | +3.3% | +13.7% |
| 2020 | -0.3% | -4.9% | -9.0% | +3.3% | +1.8% | +2.2% | -0.4% | +1.3% | -0.2% | -2.3% | +7.5% | +1.9% | -0.0% |
| 2019 | +4.5% | +2.3% | +2.0% | +2.5% | -2.7% | +3.6% | +0.8% | +0.1% | +2.1% | +0.1% | +1.4% | +1.4% | +19.3% |
| 2018 | +0.7% | -2.2% | -0.6% | +2.5% | -0.5% | +0.0% | +1.8% | -1.6% | +0.2% | -3.1% | -0.3% | -3.1% | -6.2% |
| 2017 | -1.1% | +2.2% | +1.9% | +1.2% | +1.3% | -1.7% | -0.1% | -0.3% | +2.3% | +1.3% | -1.1% | +0.3% | +6.2% |
| 2016 | -1.6% | -0.8% | +1.0% | +0.7% | +1.9% | -1.7% | +2.4% | +0.3% | +0.2% | -1.5% | +0.1% | +3.6% | +4.4% |
| 2015 | +6.8% | +4.7% | +1.4% | -0.3% | +0.3% | -3.9% | +3.5% | -5.9% | -2.3% | +5.7% | +1.6% | -3.3% | +7.6% |
| 2014 | +1.2% | +3.0% | -0.2% | +1.6% | +1.8% | +0.3% | -0.5% | +1.9% | +0.2% | -0.9% | +2.4% | -0.6% | +10.7% |
| 2013 | +1.6% | +0.6% | +1.1% | +2.3% | +0.4% | -3.7% | +3.6% | -0.7% | +3.1% | +2.9% | +0.7% | +0.3% | +12.6% |
| 2012 | +3.1% | +3.1% | -0.1% | -1.0% | -3.2% | +2.7% | +3.3% | +1.3% | +1.0% | +0.6% | +1.9% | +1.1% | +14.6% |
| 2011 | +0.3% | +1.3% | -2.3% | +2.2% | +0.2% | -1.8% | -1.5% | -4.8% | -2.1% | +3.6% | -1.7% | +2.6% | -4.3% |
| 2010 | -1.3% | +0.4% | +4.6% | -1.0% | -2.2% | -0.6% | +3.3% | +0.4% | +1.4% | +1.3% | -2.0% | +3.7% | +8.0% |
| 2009 | -2.9% | -5.0% | +1.5% | +8.5% | +3.6% | -1.6% | +6.4% | +3.1% | +2.1% | -1.2% | +0.7% | +3.6% | +19.8% |
| 2008 | -6.4% | -0.3% | -2.2% | +3.5% | -0.2% | -6.8% | +0.5% | +1.4% | -5.7% | -6.4% | -1.6% | -0.9% | -22.8% |
| 2007 | - | - | - | - | - | - | -2.9% | +0.9% | -0.1% | +1.8% | -1.8% | -1.1% | -3.3% |
Europe-Focused 60/40 Portfolio returned +4.80% a year over the 19 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.