Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
PRAZ.XETRA Amundi Prime Eurozone UCITS ETF DR (C) • LU2089238112 | ETF | 40.0% | 0.05% |
MEUD.PA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 30.0% | 0.07% |
GOLD-EUR.PA Amundi Physical Gold ETC (C) • FR0013416716 | ETF | 10.0% | 0.12% |
XGLE.LSE Xtrackers II Eurozone Government Bond UCITS ETF 1C • LU0290355717 | ETF | 8.0% | 0.07% |
XHYA.XETRA Xtrackers EUR High Yield Corporate Bond UCITS ETF 1C • LU1109943388 | ETF | 7.0% | 0.2% |
BTC-USD Bitcoin | CRYPTO | 5.0% | - |
| Total | 100.0% | 0.07% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.2% | +2.6% | -7.0% | +4.9% | +2.6% | +0.8% | +0.1% | +2.5% | -1.5% | +0.2% | - | - | +8.2% |
| 2025 | +6.3% | +1.5% | -2.2% | +0.6% | +4.4% | -1.1% | +1.5% | +0.2% | +3.1% | +2.2% | +0.2% | +1.7% | +19.8% |
| 2024 | +1.5% | +4.2% | +5.0% | -1.4% | +2.7% | -1.6% | +1.4% | +0.8% | +1.1% | -1.0% | +3.1% | +0.1% | +16.9% |
| 2023 | +8.2% | +1.0% | +2.3% | +1.2% | -1.4% | +2.2% | +1.5% | -2.5% | -1.9% | -0.2% | +5.8% | +3.6% | +20.9% |
| 2022 | -3.9% | -2.1% | +0.6% | -2.0% | -1.1% | -8.4% | +7.5% | -4.9% | -5.2% | +5.1% | +5.3% | -2.9% | -12.4% |
| 2021 | -0.1% | +4.1% | +7.6% | +1.5% | +0.8% | +0.4% | +2.8% | +2.5% | -2.9% | +5.1% | -1.9% | +2.6% | +24.5% |
| 2020 | -1.6% | -3.8% | -15.4% | +6.7% | +3.6% | +3.4% | +3.0% | +0.2% | -0.7% | -4.0% | +13.4% | +5.6% | +7.8% |
Europe 15/70/10/5 returned +12.08% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.