Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SWDA.LSE iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 60.0% | 0.2% |
AGGH.AS iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35 | ETF | 30.0% | 0.1% |
QDVE.XETRA iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc) • IE00B3WJKG14 | ETF | 10.0% | 0.15% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.0% | +0.9% | -4.1% | +6.9% | +5.1% | +0.7% | -1.3% | +2.5% | +1.2% | +0.4% | - | - | +12.3% |
| 2025 | +2.0% | -1.6% | -6.2% | -2.4% | +4.5% | +1.3% | +3.8% | -0.4% | +2.3% | +3.8% | -0.9% | +0.1% | +5.9% |
| 2024 | +2.5% | +2.6% | +2.7% | -2.1% | +1.7% | +4.7% | +0.0% | -0.1% | +1.2% | +0.6% | +5.8% | +0.1% | +21.3% |
| 2023 | +4.1% | -0.1% | +1.6% | +0.2% | +2.9% | +2.6% | +1.7% | -0.4% | -2.1% | -2.5% | +5.6% | +3.8% | +18.6% |
| 2022 | -4.3% | -1.8% | +2.8% | -3.2% | -2.8% | -4.9% | +8.2% | -2.3% | -5.1% | +2.7% | +0.7% | -4.6% | -14.4% |
| 2021 | - | - | - | - | +1.2% | +3.8% | +1.7% | +2.1% | -1.8% | +3.9% | +1.4% | +2.6% | +15.7% |
Elia Testa returned +10.22% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.