Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
MXWS.LSE Invesco MSCI World UCITS ETF Acc • IE00B60SX394 | ETF | 35.0% | 0.05% |
VUAG.LSE Vanguard S&P 500 UCITS ETF (USD) Accumulating • IE00BFMXXD54 | ETF | 20.0% | 0.07% |
SGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 15.0% | 0.12% |
MXFS.LSE Invesco MSCI Emerging Markets UCITS ETF • IE00B3DWVS88 | ETF | 10.0% | 0.09% |
BLKC.AS iShares Blockchain Technology UCITS ETF USD (Acc) • IE000RDRMSD1 | ETF | 10.0% | 0.5% |
BTCW.SW WisdomTree Physical Bitcoin • GB00BJYDH287 | ETF | 10.0% | 0.15% |
| Total | 100.0% | 0.12% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.9% | -1.7% | -4.3% | +8.5% | +5.6% | -2.1% | -1.4% | +7.0% | +2.2% | -1.7% | - | - | +12.9% |
| 2025 | +5.5% | -6.1% | -4.3% | -3.1% | +6.2% | +2.2% | +5.6% | -2.5% | +6.8% | +4.8% | -3.1% | -1.7% | +9.5% |
| 2024 | +0.2% | +11.4% | +7.9% | -3.5% | +2.6% | +2.1% | +0.6% | -4.3% | +3.7% | +3.7% | +12.6% | -2.7% | +37.9% |
| 2023 | +13.1% | -0.1% | +3.7% | -0.1% | +1.1% | +4.3% | +3.2% | -4.9% | -2.5% | +2.1% | +7.0% | +8.9% | +40.6% |
| 2022 | - | - | - | - | - | - | - | - | +0.0% | +3.9% | -3.8% | -4.7% | -4.7% |
Ele returned +22.67% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.