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ehx7

Created byuser-jb4tpw
None Rebalancing
GBP
High Risk
Multi-currency
24.2yr backtest
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Performance Summary

Total Return+795.17%
Annualized Return+9.47%
Volatility+25.85%
Sharpe Ratio0.29
Max Drawdown+63.99%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Focused European insurance equity ETF portfolio, 100% invested in Europe's insurance sector for targeted growth. 134 chars? Count: yes ~133.
AssetTypeAllocationTER
EXH5.XETRA
iShares STOXX Europe 600 Insurance UCITS ETF (DE) • DE000A0H08K7
ETF
100.0%0.46%
Total100.0%0.46%

Performance

Portfolio Value Over Time
Starting with £10,000 investment → now worth £89,516.76
Histogram of Monthly Returns
The portfolio had a positive return during 179 of the 292 months (61%)
Monthly Returns Heatmap
Best month: +29.2% • Worst month: -26.9% • Best year: 2025 (+36.5%) • Worst year: 2008 (-27.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-5.3%+5.7%-4.6%+3.8%-0.1%+5.9%+4.2%+0.1%-4.9%+3.4%--+7.4%
2025+6.9%+3.6%+5.9%+3.8%+1.9%-0.1%+3.5%+0.5%+0.7%-0.9%+2.7%+3.2%+36.5%
2024+0.6%+4.1%+4.5%-3.7%+5.7%-1.3%+0.8%+4.0%+1.6%-1.2%+2.6%-1.0%+17.4%
2023+5.5%+0.1%-5.3%+5.1%-4.8%+1.5%+1.4%-0.4%+1.6%+0.3%+3.4%+2.0%+10.3%
2022+4.7%-7.9%+5.7%-2.4%+0.1%-4.7%-1.2%+3.1%-3.8%+5.0%+9.0%+2.6%+9.2%
2021-7.3%+7.2%+6.1%+0.5%+0.5%-3.2%+0.1%+5.2%-1.3%+3.3%-3.8%+4.2%+11.0%
2020-2.8%-8.6%-17.2%+1.8%+1.9%+9.8%-3.6%+3.8%-5.2%-7.7%+24.2%+3.7%-5.5%
2019+3.2%+4.3%+0.3%+6.8%-1.6%+6.2%+0.1%-6.2%+5.9%-0.6%+1.1%+2.7%+23.7%
2018+2.1%-0.5%-4.2%+6.2%-4.8%-0.8%+5.2%-1.2%+2.9%-4.5%-0.1%-5.3%-5.8%
2017-0.9%+0.8%+3.4%+0.3%+4.8%+0.6%+5.6%-0.2%-1.3%+2.7%-1.4%+0.8%+16.1%
2016-7.4%-3.5%+4.3%-0.1%+3.4%-5.8%+3.2%+4.2%+2.9%+6.3%+0.2%+6.1%+13.3%
2015+4.7%+0.9%+5.0%-3.2%-0.4%-4.7%+4.2%-3.8%-2.3%+6.9%+3.5%+1.6%+12.1%
2014-4.5%+5.3%-1.8%+1.6%+1.3%-2.6%-1.4%+3.2%+0.8%+0.2%+6.3%-1.9%+6.0%
2013+7.3%-0.4%-0.3%+6.8%+4.7%-3.8%+9.2%-5.6%+2.1%+9.4%+0.0%+3.0%+35.9%
2012+10.3%+4.7%+0.7%-6.1%-10.0%+5.9%+1.5%+7.7%+2.6%+5.1%+4.3%+3.3%+32.1%
2011+8.7%+3.5%-1.2%+5.0%-4.5%-0.6%-9.3%-11.3%-7.6%+11.1%-5.0%-3.4%-16.0%
2010-6.1%+4.8%+6.9%-7.4%-6.4%-4.0%+9.9%-5.2%+8.7%+3.5%-11.2%+12.0%+2.2%
2009-17.1%-21.1%+10.7%+23.0%-0.0%-4.2%+9.8%+13.3%+11.1%-9.9%+0.3%+2.9%+9.7%
2008-12.1%+3.3%+5.0%+3.4%-1.1%-13.6%-0.5%+6.3%-10.3%-26.7%+5.0%+17.8%-27.6%
2007-1.4%+2.7%-1.3%+5.8%+0.3%-1.6%-6.4%+0.7%+5.2%+0.4%-8.2%+2.9%-1.8%
2006+0.8%+4.5%+5.8%-2.6%-7.5%+1.1%-1.5%+4.8%+4.2%+1.8%-1.6%+5.6%+15.6%
2005-1.1%+4.1%-0.7%-6.8%+6.3%+1.5%+5.9%-3.5%+4.0%-0.8%+9.8%+5.9%+26.1%
2004+2.0%+0.3%-6.2%+0.5%-2.9%+5.9%-8.4%+0.8%+3.5%+1.9%+4.3%+7.1%+7.9%
2003-13.0%+1.8%-13.3%+29.2%+0.9%-0.4%+12.5%-0.9%-6.0%+6.3%+1.1%+5.2%+18.1%
2002------+23.2%-6.1%-26.9%+25.7%+10.2%-13.7%+1.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +63.99% • The longest drawdown period lasted for 6 years and 1 month and was between May 2007 and July 2013. It reached a trough of -64.0%.
When could this portfolio get you to financial independence?

ehx7 returned +9.47% a year over the 24 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (100.0% of total allocation)

Total Dividends Received

£24,329.30

58 payments

Dividend Yield

3.35%

(annualized)

Avg Per Payment

£419.47

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026£2,976.06
2025£2,713.33
2024£2,150.49
2023£1,894.63
2022£1,964.50
2021£1,521.16
2020£962.99
2019£1,599.98
2018£1,275.70
2017£1,634.17
2016£1,246.46
2015£922.07
2014£542.43
2013£676.39
2012£223.33
2010£402.39
2009£490.55
2008£695.31
2007£437.35
Total£24,329.30

Detailed Metrics

Returns
Total Return
+795.17%
Annualized Return
+9.47%
Avg Monthly Return
+0.98%
Risk
Volatility (Annual)
+25.85%
Max Drawdown
+63.99%
Positive Months
61%
Average Drawdown
-11.5%
Risk-Adjusted
Sharpe Ratio
0.29
Risk-free rate: 2.0%
Sortino Ratio
0.28
Downside risk adjusted
Return/Volatility
0.37
Calmar Ratio
0.15
Return/Max Drawdown
Ulcer Index
16.15
Drawdown depth & duration
Martin Ratio
0.00
Return/Ulcer Index
Backtest Configuration
Initial Investment
£10,000
Final Value
£89,516.76
Backtest Period
2002-07-24 to 2026-10-16
24.2 years
Rebalancing
none
Base Currency
GBP