Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 45.0% | 0.12% |
UETW.XETRA UBS Core MSCI World UCITS ETF USD acc • IE00BD4TXV59 | ETF | 30.0% | 0.06% |
CMOD.LSE Invesco Bloomberg Commodity UCITS ETF Acc • IE00BD6FTQ80 | ETF | 7.0% | 0.19% |
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 7.0% | 0.07% |
GAW.LSE Games Workshop Group PLC • GB0003718474 | STOCK | 6.0% | 0% |
G2X.XETRA VanEck Gold Miners UCITS ETF • IE00BQQP9F84 | ETF | 5.0% | 0.53% |
| Total | 100.0% | 0.12% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +7.1% | +5.0% | -7.3% | +2.5% | +1.3% | -4.4% | -1.7% | +7.6% | -3.4% | +0.6% | - | - | +6.4% |
| 2025 | +7.2% | +0.3% | +0.3% | +0.1% | +1.7% | -1.1% | +2.9% | +1.3% | +6.4% | +4.9% | +6.1% | +0.9% | +35.2% |
| 2024 | +1.9% | +0.5% | +6.8% | +1.8% | +0.9% | +2.6% | +1.2% | +0.8% | +3.1% | +4.6% | +4.3% | -1.5% | +30.2% |
| 2023 | +4.9% | -1.8% | +3.5% | +0.2% | +1.2% | +0.2% | +2.9% | -1.2% | -1.7% | +1.3% | +2.6% | +0.1% | +12.8% |
| 2022 | -3.5% | +2.4% | +4.4% | +1.2% | -3.9% | -4.1% | +5.0% | -2.3% | -3.7% | +0.9% | +3.2% | -1.1% | -2.2% |
| 2021 | -0.9% | -2.9% | +4.0% | +2.4% | +4.6% | -1.4% | +2.5% | +0.7% | -2.2% | +2.4% | +0.5% | +3.3% | +13.4% |
| 2020 | +2.9% | -3.9% | -6.4% | +9.8% | +2.9% | +1.9% | +4.1% | +1.8% | -1.1% | -0.9% | -1.7% | +4.2% | +13.4% |
| 2019 | - | - | - | - | - | +3.8% | +2.7% | +3.7% | -0.3% | +0.3% | +2.0% | +2.6% | +15.6% |
Diversificada + returned +16.48% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.