2028
You'll be 35
Median scenario: 2028 · Optimistic (90th percentile): 2027
From this point, your portfolio's expected monthly growth exceeds your €500/month contribution. Compounding is now doing more for you than saving is.
2040
You'll be 48
Median scenario: 2040 · Optimistic (90th percentile): 2033
Your portfolio reaches your inflation-adjusted €750.000 target, covering €30.000/year of today's spending power.
2057
Age 65, as set above
Projected balance: €60.007.375 median (4330% of your €1.385.692 target)
Optimistic (90th percentile): €3.072.315.443. Conservative (10th percentile): €2.997.820.