Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 75.0% | 0.19% |
VAGF.XETRA Vanguard Global Aggregate Bond UCITS ETF EUR Hedged Accumulating • IE00BG47KH54 | ETF | 25.0% | 0.08% |
| Total | 100.0% | 0.16% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.1% | +1.7% | -4.9% | +7.4% | +5.3% | +1.2% | -1.4% | +2.0% | +1.4% | +0.5% | - | - | +14.6% |
| 2025 | +3.7% | -1.7% | -6.2% | -3.2% | +5.0% | +0.9% | +4.0% | -0.2% | +2.6% | +3.8% | -0.4% | +0.3% | +8.3% |
| 2024 | +2.3% | +2.9% | +3.1% | -1.8% | +1.0% | +4.2% | +0.5% | -0.1% | +1.6% | +0.4% | +5.8% | -1.0% | +20.4% |
| 2023 | +4.5% | -0.4% | +0.6% | +0.1% | +1.7% | +2.9% | +2.1% | -0.8% | -1.6% | -3.0% | +5.3% | +3.7% | +15.6% |
| 2022 | -4.1% | -2.0% | +2.7% | -2.5% | -2.8% | -5.2% | +7.9% | -1.8% | -5.7% | +2.7% | +1.6% | -4.7% | -13.7% |
| 2021 | +0.6% | +1.7% | +4.4% | +1.1% | -0.0% | +3.6% | +0.8% | +2.3% | -1.7% | +3.5% | +0.3% | +2.9% | +21.2% |
| 2020 | -0.1% | -6.0% | -8.9% | +7.4% | +1.6% | +1.9% | +0.1% | +3.9% | -0.6% | -1.5% | +6.8% | +1.7% | +5.3% |
| 2019 | - | - | - | - | - | - | +0.1% | -0.8% | +2.2% | +0.0% | +3.0% | +1.6% | +6.1% |
Dimitar Yankov 3 returned +10.20% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.