Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWRA.LSE Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 55.0% | 0.19% |
IWVL.LSE iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 20.0% | 0.25% |
IWMO.LSE iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 15.0% | 0.25% |
EIMI.LSE iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 5.0% | 0.18% |
SMH.LSE VanEck Semiconductor UCITS ETF • IE00BMC38736 | ETF | 5.0% | 0.35% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +4.8% | +1.8% | -8.5% | +15.0% | +10.0% | +1.7% | -4.8% | +4.1% | +0.7% | -3.3% | - | - | +21.2% |
| 2025 | +3.9% | -1.6% | -3.5% | +1.1% | +6.6% | +5.2% | +1.2% | +2.5% | +4.2% | +3.3% | +0.2% | +2.4% | +28.0% |
| 2024 | +1.4% | +4.1% | +4.3% | -3.1% | +3.1% | +3.3% | +0.6% | +1.1% | +2.4% | -2.1% | +2.8% | -1.8% | +16.7% |
| 2023 | +6.3% | -2.1% | +2.2% | +1.1% | -1.1% | +6.2% | +3.7% | -2.6% | -3.5% | -3.7% | +9.1% | +5.7% | +22.3% |
| 2022 | -5.1% | -1.4% | +2.3% | -7.6% | -0.6% | -8.8% | +5.2% | -3.0% | -8.6% | +5.1% | +6.8% | -1.8% | -17.6% |
| 2021 | +0.9% | +2.6% | +2.6% | +3.6% | +1.7% | +0.5% | +0.4% | +2.2% | -3.1% | +3.7% | -1.8% | +3.9% | +18.4% |
| 2020 | - | - | - | - | - | - | - | - | - | - | - | +2.4% | +2.4% |
Dickran XTB Final test 2 returned +14.51% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.