Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
ACWD.LSE State Street SPDR MSCI All Country World UCITS ETF USD Unhedged (Acc) • IE00B44Z5B48 | ETF | 45.0% | 0.12% |
CSPX.LSE iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 25.0% | 0.07% |
IWVL.LSE iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 10.0% | 0.25% |
IWMO.LSE iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 10.0% | 0.25% |
EMVL.LSE iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) • IE00BG0SKF03 | ETF | 5.0% | 0.4% |
WSML.LSE iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 5.0% | 0.35% |
| Total | 100.0% | 0.16% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.8% | +1.4% | -7.8% | +12.1% | +7.1% | -0.1% | -2.1% | +4.0% | -0.2% | -1.4% | - | - | +15.4% |
| 2025 | +3.7% | -2.3% | -4.1% | +0.5% | +6.6% | +4.8% | +1.9% | +2.0% | +3.4% | +2.7% | +0.2% | +1.7% | +22.9% |
| 2024 | +1.3% | +3.9% | +3.8% | -3.0% | +2.8% | +3.9% | +0.9% | +1.4% | +2.6% | -1.3% | +4.0% | -2.0% | +19.5% |
| 2023 | +6.0% | -2.0% | +1.9% | +1.6% | -1.4% | +6.4% | +3.6% | -2.3% | -3.8% | -3.7% | +9.0% | +5.6% | +21.8% |
| 2022 | -5.7% | -1.4% | +3.2% | -7.6% | -1.4% | -8.5% | +6.2% | -2.6% | -8.2% | +5.4% | +5.1% | -2.2% | -17.7% |
| 2021 | +0.6% | +2.7% | +2.7% | +4.5% | +1.2% | +0.9% | +1.0% | +2.5% | -3.4% | +4.4% | -1.9% | +3.9% | +20.4% |
| 2020 | -0.8% | -9.1% | -11.1% | +9.0% | +3.4% | +3.3% | +4.9% | +6.9% | -2.9% | -2.9% | +11.6% | +4.8% | +15.4% |
| 2019 | +8.2% | +3.0% | +0.7% | +3.2% | -5.6% | +6.1% | +1.6% | -3.4% | +2.4% | +2.1% | +3.1% | +3.1% | +26.4% |
Dickran XTB 19 returned +15.08% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.