Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
ACWD.LSE State Street SPDR MSCI All Country World UCITS ETF USD Unhedged (Acc) • IE00B44Z5B48 | ETF | 75.0% | 0.12% |
IWVL.LSE iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 10.0% | 0.25% |
5MVL.XETRA iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) • IE00BG0SKF03 | ETF | 5.0% | 0.4% |
ZPRV.XETRA SPDR MSCI USA Small Cap Value Weighted UCITS ETF • IE00BSPLC413 | ETF | 5.0% | 0.3% |
WSML.LSE iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 5.0% | 0.35% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.4% | +2.1% | -7.9% | +11.1% | +6.5% | -0.5% | -1.1% | +4.3% | -1.4% | -0.9% | - | - | +15.3% |
| 2025 | +3.9% | -2.0% | -3.5% | +0.3% | +6.3% | +4.9% | +1.9% | +2.4% | +3.2% | +2.9% | +0.4% | +1.9% | +24.6% |
| 2024 | +0.3% | +3.1% | +3.7% | -2.9% | +2.7% | +2.7% | +1.9% | +1.3% | +2.7% | -1.8% | +3.7% | -2.6% | +15.4% |
| 2023 | +7.2% | -2.2% | +1.4% | +1.2% | -1.6% | +6.5% | +4.0% | -2.9% | -3.7% | -4.1% | +9.0% | +6.1% | +21.6% |
| 2022 | -5.2% | -1.1% | +2.3% | -7.0% | -1.1% | -8.7% | +6.1% | -2.8% | -8.6% | +4.9% | +6.2% | -2.2% | -17.2% |
| 2021 | +0.9% | +3.2% | +2.8% | +3.9% | +1.8% | +0.5% | +0.3% | +2.1% | -3.2% | +3.8% | -2.3% | +4.1% | +19.0% |
| 2020 | -1.9% | -9.0% | -12.8% | +9.1% | +3.2% | +3.5% | +4.4% | +6.3% | -2.7% | -2.5% | +12.9% | +4.9% | +13.2% |
| 2019 | +8.1% | +2.5% | +0.4% | +3.0% | -5.8% | +6.1% | +1.0% | -3.9% | +3.0% | +2.4% | +2.9% | +3.4% | +24.5% |
| 2018 | - | - | - | - | - | - | - | - | - | - | - | -3.0% | -3.0% |
Dickran XTB 16 returned +13.59% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.