Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XDEM.XETRA Xtrackers MSCI World Momentum UCITS ETF 1C • IE00BL25JP72 | ETF | 34.0% | 0.25% |
XDEQ.XETRA Xtrackers MSCI World Quality UCITS ETF 1C • IE00BL25JL35 | ETF | 33.0% | 0.25% |
ZPRS.XETRA State Street SPDR MSCI World Small Cap UCITS ETF USD Unhedged (Acc) • IE00BCBJG560 | ETF | 33.0% | 0.45% |
| Total | 100.0% | 0.32% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.1% | +2.0% | -6.1% | +10.5% | +6.0% | +5.7% | -5.2% | +0.9% | +3.2% | -1.0% | - | - | +18.3% |
| 2025 | +4.9% | -2.6% | -8.3% | -3.4% | +6.2% | +0.3% | +3.4% | -0.1% | +2.7% | +2.6% | +0.1% | +0.8% | +6.1% |
| 2024 | +3.9% | +5.7% | +4.2% | -2.8% | +2.3% | +4.3% | -0.2% | -0.5% | +1.1% | +1.1% | +7.4% | -2.6% | +26.2% |
| 2023 | +3.0% | +0.4% | -2.0% | +0.2% | +0.4% | +4.0% | +2.4% | -0.2% | -2.1% | -3.4% | +5.7% | +5.2% | +13.9% |
| 2022 | -7.8% | -0.7% | +4.9% | -3.5% | -4.1% | -6.3% | +9.3% | -1.4% | -5.4% | +6.1% | +0.5% | -5.2% | -14.2% |
| 2021 | +1.7% | +2.5% | +4.7% | +2.8% | -1.5% | +4.3% | +1.5% | +3.3% | -2.1% | +5.9% | -0.5% | +2.7% | +28.1% |
| 2020 | +0.9% | -8.3% | -11.6% | +10.2% | +2.9% | +2.0% | -0.1% | +6.2% | -0.5% | -1.9% | +8.7% | +2.6% | +9.2% |
| 2019 | +8.3% | +5.0% | +2.5% | +3.2% | -4.2% | +3.6% | +4.1% | -1.6% | +2.0% | -0.4% | +4.7% | +1.4% | +32.0% |
| 2018 | +1.6% | -1.1% | -3.2% | +3.6% | +6.0% | -0.5% | +1.6% | +3.5% | +0.2% | -6.7% | +0.4% | -9.0% | -4.6% |
| 2017 | -1.0% | +4.9% | +0.4% | -0.3% | -0.7% | -0.9% | -0.3% | -2.1% | +4.8% | +3.9% | +0.2% | +1.0% | +10.1% |
| 2016 | -7.5% | +1.2% | +2.8% | +1.6% | +1.3% | -0.6% | +4.6% | +0.2% | +0.1% | +0.4% | +5.6% | +2.8% | +12.5% |
| 2015 | +5.7% | +6.5% | +3.3% | -2.0% | +2.7% | -3.3% | +2.1% | -10.3% | -0.2% | +7.4% | +4.9% | -4.3% | +11.6% |
| 2014 | - | - | - | - | - | - | - | - | - | +0.7% | +4.3% | +1.6% | +6.7% |
Developed Momentum, Quality & Small returned +12.25% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.