Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 15.0% | 0.07% |
SXR1.XETRA iShares Core MSCI Pacific ex Japan UCITS ETF (Acc) • IE00B52MJY50 | ETF | 10.0% | 0.2% |
SEC0.XETRA iShares MSCI Global Semiconductors UCITS ETF USD (Acc) • IE000I8KRLL9 | ETF | 10.0% | 0.35% |
EUNK.XETRA iShares Core MSCI Europe UCITS ETF EUR (Acc) • IE00B4K48X80 | ETF | 10.0% | 0.12% |
EGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 10.0% | 0.12% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 10.0% | 0.18% |
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 10.0% | 0.35% |
SXR2.XETRA iShares MSCI Canada UCITS ETF (Acc) • IE00B52SF786 | ETF | 5.0% | 0.48% |
ICGA.XETRA iShares MSCI China UCITS ETF USD (Acc) • IE00BJ5JPG56 | ETF | 5.0% | 0.28% |
QDV5.XETRA iShares MSCI India UCITS ETF USD (Acc) • IE00BZCQB185 | ETF | 5.0% | 0.65% |
SXR5.XETRA iShares MSCI Japan UCITS ETF USD (Acc) • IE00B53QDK08 | ETF | 5.0% | 0.12% |
IBCJ.XETRA iShares MSCI Poland UCITS ETF USD (Acc) • IE00B4M7GH52 | ETF | 5.0% | 0.74% |
| Total | 100.0% | 0.26% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.4% | +3.4% | -7.2% | +9.3% | +6.5% | +2.1% | -2.3% | +2.7% | +0.4% | -0.5% | - | - | +20.5% |
| 2025 | +4.5% | -1.0% | -4.1% | -2.8% | +5.2% | +1.6% | +3.4% | +0.6% | +4.4% | +5.3% | -0.1% | +1.1% | +19.1% |
| 2024 | +0.9% | +3.7% | +3.9% | -0.4% | +1.4% | +3.4% | +0.2% | -0.6% | +3.0% | -0.6% | +4.1% | -1.2% | +19.0% |
| 2023 | +6.2% | -1.3% | +0.5% | -0.9% | +2.2% | +2.9% | +3.4% | -2.6% | -1.7% | -2.1% | +5.1% | +4.9% | +17.3% |
| 2022 | -3.9% | -1.0% | +2.9% | -2.2% | -2.5% | -5.7% | +7.3% | -2.1% | -6.5% | +1.4% | +5.7% | -4.2% | -11.1% |
| 2021 | - | - | - | - | - | - | - | +1.2% | -1.2% | +3.5% | -0.1% | +3.0% | +6.6% |
Custom All-Weather 3.0 returned +13.13% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.