Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IWDE.LSE iShares MSCI World EUR Hedged UCITS ETF (Acc) • IE00B441G979 | ETF | 70.0% | 0.55% |
IE0031080751 iShares Euro Government Bond Index Fund (IE) Flexible Acc EUR • IE0031080751 | FUND | 15.0% | 0.15% |
GBSE.XETRA WisdomTree Physical Gold - EUR Daily Hedged • JE00B8DFY052 | ETF | 15.0% | 0.25% |
| Total | 100.0% | 0.45% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.6% | +1.6% | -7.0% | +6.4% | +3.5% | -2.0% | -0.6% | +4.0% | -2.0% | +0.1% | - | - | +6.1% |
| 2025 | +3.7% | -1.7% | -2.3% | +0.9% | +4.1% | +2.4% | +1.8% | +1.4% | +3.8% | +2.8% | +1.1% | +1.4% | +20.9% |
| 2024 | +1.0% | +2.4% | +3.9% | -1.7% | +1.8% | +2.8% | +1.3% | +1.2% | +2.2% | +0.2% | +3.0% | -1.6% | +17.6% |
| 2023 | +5.2% | -1.8% | +2.7% | +1.1% | -0.4% | +3.6% | +2.4% | -1.4% | -3.7% | -1.4% | +6.4% | +4.0% | +17.4% |
| 2022 | -4.6% | -0.4% | +2.6% | -5.6% | -2.3% | -6.0% | +5.0% | -3.1% | -6.1% | +3.1% | +3.3% | -2.2% | -15.8% |
| 2021 | -0.3% | +0.3% | +2.9% | +3.0% | +2.0% | +0.4% | +1.9% | +1.6% | -2.9% | +3.5% | -0.6% | +2.7% | +15.2% |
| 2020 | +1.1% | -6.6% | -7.4% | +7.0% | +2.9% | +2.3% | +4.1% | +4.0% | -2.2% | -2.3% | +6.6% | +3.2% | +12.0% |
| 2019 | +5.4% | +2.2% | +0.8% | +2.2% | -3.6% | +5.2% | +1.7% | -1.1% | +1.2% | +1.1% | +1.9% | +1.4% | +19.6% |
| 2018 | +2.5% | -2.5% | -2.2% | +1.7% | +0.1% | -0.3% | +1.4% | +0.3% | +0.5% | -5.0% | +0.3% | -4.5% | -7.7% |
| 2017 | +0.7% | +3.1% | +0.4% | +1.0% | +0.9% | -0.5% | +1.3% | +0.5% | +1.0% | +1.9% | +0.9% | +1.1% | +13.0% |
| 2016 | -3.9% | +1.5% | +3.3% | +0.5% | +0.6% | +0.4% | +3.0% | +0.2% | +0.2% | -1.5% | +0.3% | +1.8% | +6.4% |
| 2015 | +0.6% | +3.3% | -0.4% | +0.3% | +0.3% | -2.5% | +1.3% | -4.3% | -3.3% | +6.5% | -0.4% | -1.6% | -0.7% |
| 2014 | -1.8% | +4.1% | -0.4% | +0.5% | +1.3% | +2.1% | -0.7% | +1.8% | -1.2% | -0.1% | +2.6% | -0.0% | +8.3% |
| 2013 | - | - | +0.3% | +1.0% | +0.8% | -4.3% | +4.5% | -1.1% | +2.2% | +3.5% | +0.7% | +0.9% | +8.7% |
Cucu returned +8.39% a year over the 14 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.