Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XDW0.XETRA Xtrackers MSCI World Energy UCITS ETF 1C 1C • IE00BM67HM91 | ETF | 38.4% | 0.25% |
XAIX.XETRA Xtrackers Artificial Intelligence &Big Data UCITS ETF 1C EUR • IE00BGV5VN51 | ETF | 18.8% | 0.35% |
VVSM.XETRA VanEck Semiconductor UCITS ETF • IE00BMC38736 | ETF | 13.8% | 0.35% |
QDVE.XETRA iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc) • IE00B3WJKG14 | ETF | 12.0% | 0.15% |
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 12.0% | 0.07% |
XDWD.XETRA Xtrackers MSCI World UCITS ETF 1C • IE00BJ0KDQ92 | ETF | 5.0% | 0.12% |
| Total | 100.0% | 0.24% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +6.9% | +2.9% | +3.7% | +8.5% | +9.1% | +2.3% | -3.3% | +3.4% | +5.4% | -0.1% | - | - | +45.3% |
| 2025 | +4.2% | -2.4% | -4.9% | -8.6% | +6.2% | +4.2% | +5.3% | -0.4% | +3.6% | +6.1% | -1.1% | +0.4% | +11.9% |
| 2024 | +3.4% | +4.0% | +6.3% | -0.4% | -0.1% | +5.5% | -2.1% | -2.8% | -0.8% | +1.7% | +7.1% | -2.8% | +20.1% |
| 2023 | +5.2% | +0.3% | -0.1% | +0.1% | +2.1% | +3.5% | +4.0% | +1.4% | +1.5% | -4.0% | +3.0% | +2.8% | +21.4% |
| 2022 | +0.7% | +1.0% | +6.8% | -0.5% | +4.1% | -11.6% | +10.0% | +0.3% | -7.3% | +10.9% | +0.6% | -7.1% | +5.4% |
| 2021 | +4.0% | +7.8% | +5.1% | +0.1% | +0.7% | +6.7% | -2.1% | +2.0% | +2.6% | +6.5% | +1.1% | +3.7% | +44.9% |
| 2020 | - | - | - | - | - | - | - | - | - | - | - | +1.3% | +1.3% |
cto balanced returned +24.78% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.