Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
LYHLT.SW Amundi STOXX Europe 600 Healthcare UCITS ETF Acc • LU1834986900 | ETF | 20.0% | 0.3% |
LUTI.XETRA Amundi STOXX Europe 600 Utilities UCITS ETF Acc • LU1834988864 | ETF | 20.0% | 0.3% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 20.0% | 0% |
COSW.PA Lyxor MSCI World Consumer Staples TR UCITS ETF - Acc (EUR) • LU0533032263 | ETF | 20.0% | 0.3% |
MTD.PA Amundi Euro Government Bond 7-10Y UCITS ETF Acc • LU1287023185 | ETF | 20.0% | 0.15% |
| Total | 100.0% | 0.21% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.3% | +5.4% | -6.0% | +0.4% | -0.4% | +0.2% | -0.6% | +0.3% | -2.4% | +3.4% | - | - | +5.3% |
| 2025 | +3.7% | +2.2% | -0.9% | +0.8% | +0.9% | -2.1% | +0.3% | +0.5% | +2.3% | +4.3% | +3.0% | +0.7% | +16.8% |
| 2024 | +1.0% | -1.2% | +3.9% | +0.9% | +1.3% | +0.6% | +2.9% | +2.2% | +0.8% | -1.1% | +1.0% | -2.4% | +10.1% |
| 2023 | +1.6% | -0.8% | +3.7% | +2.3% | -0.9% | -19.2% | +0.6% | -0.5% | -2.4% | +0.5% | +2.9% | +2.2% | -11.6% |
| 2022 | -2.3% | +1.0% | +1.2% | +2.2% | -3.7% | -2.8% | +4.7% | -4.1% | -4.3% | +2.2% | +3.4% | -2.3% | -5.3% |
| 2021 | -0.8% | -3.9% | +4.7% | +0.6% | +2.1% | +0.8% | +2.1% | +1.7% | -3.3% | +3.1% | +0.4% | +3.8% | +11.5% |
| 2020 | +3.8% | -3.6% | -4.8% | +5.2% | +1.2% | +1.4% | +1.8% | -0.9% | -0.0% | -2.3% | +2.1% | +1.4% | +5.1% |
| 2019 | +4.3% | +2.0% | +2.8% | -0.1% | -0.1% | +3.5% | +2.5% | +3.8% | +0.8% | -0.4% | +0.8% | +1.5% | +23.4% |
| 2018 | -0.9% | -3.3% | +1.4% | +1.3% | +0.8% | +0.8% | +1.0% | -0.4% | -0.7% | -0.4% | +2.3% | -2.0% | -0.3% |
| 2017 | -0.9% | +4.8% | +1.1% | -0.3% | +2.1% | -2.0% | -2.3% | +1.1% | +0.0% | +0.9% | -0.5% | -0.5% | +3.5% |
| 2016 | -0.1% | +0.3% | -0.3% | +0.9% | +1.4% | +2.1% | +0.9% | -0.8% | -0.5% | -2.0% | -3.1% | +2.3% | +0.9% |
| 2015 | +8.3% | +1.0% | +2.0% | -2.1% | +2.1% | -3.8% | +2.3% | -2.9% | -2.6% | +5.1% | +0.5% | -1.8% | +7.6% |
| 2014 | +1.4% | +4.7% | -0.2% | +0.7% | +2.9% | +2.6% | -0.5% | +1.5% | +2.2% | -1.7% | +3.5% | +0.0% | +18.2% |
| 2013 | -0.1% | +1.4% | +3.7% | +1.3% | -0.7% | -4.6% | +2.7% | -0.1% | +0.4% | +2.3% | -0.5% | -1.4% | +4.3% |
| 2012 | +1.9% | +1.4% | -0.0% | -0.3% | +0.1% | +2.3% | +4.4% | +1.1% | +0.7% | -0.5% | -1.0% | -0.1% | +10.2% |
| 2011 | -2.0% | +1.9% | -1.6% | +1.6% | +3.0% | -2.5% | +1.5% | -0.5% | -0.3% | +1.3% | +0.4% | +2.1% | +4.8% |
| 2010 | - | - | - | - | - | - | - | - | - | +0.7% | +1.2% | +1.6% | +3.6% |
Cockirqch portfolio returned +6.44% a year over the 16 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.