Cartera con foco en Core, representado aquí. Satélites y liquidez no representadas en el backtesting.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IE00BYX5MX67 Fidelity S&P 500 Index P EUR Acc • IE00BYX5MX67 | FUND | 55.0% | 0.07% |
8PSG.F Invesco Physical Gold ETC • IE00B579F325 | ETF | 23.0% | 0.12% |
BTC-EUR Bitcoin EUR Price | CRYPTO | 12.0% | - |
ES0138045002 Caixabank Monetario Rendimiento Estándar FI • ES0138045002 | FUND | 10.0% | 0.15% |
| Total | 100.0% | 0.08% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.0% | +0.5% | -3.7% | +5.6% | +2.4% | -3.2% | -0.2% | +5.1% | +1.0% | +1.5% | - | - | +10.2% |
| 2025 | +4.3% | -2.9% | -4.1% | -1.7% | +4.2% | -0.2% | +4.8% | -0.8% | +5.4% | +3.1% | -0.9% | -0.2% | +11.0% |
| 2024 | +3.1% | +8.1% | +6.3% | -2.6% | +3.0% | +1.8% | +1.1% | -1.1% | +2.5% | +4.6% | +10.5% | -0.3% | +42.9% |
| 2023 | +7.8% | -0.4% | +5.1% | +0.0% | +1.9% | +2.7% | +0.4% | -1.7% | -0.7% | +5.4% | +4.0% | +3.6% | +31.6% |
| 2022 | -3.6% | +1.0% | +3.7% | -2.4% | -3.6% | -6.7% | +7.9% | -2.7% | -4.2% | +3.3% | +0.2% | -5.4% | -12.8% |
| 2021 | +1.8% | +5.0% | +10.4% | +0.9% | -6.8% | +1.7% | +4.5% | +4.1% | -3.0% | +10.8% | +0.7% | -1.8% | +30.5% |
| 2020 | +5.5% | -4.7% | -10.0% | +12.8% | +2.6% | +0.4% | +4.2% | +2.8% | -2.6% | +3.3% | +9.7% | +12.3% | +39.7% |
| 2019 | +3.7% | +3.7% | +2.6% | +6.2% | +5.7% | +9.1% | +1.1% | +0.5% | -2.1% | +1.8% | -1.7% | -0.2% | +34.0% |
| 2018 | - | - | -4.2% | +5.1% | +1.8% | -2.1% | +3.1% | +1.2% | -0.6% | -1.9% | -2.1% | -5.4% | -5.4% |
Cartera multiplicadora (Core 80 + Satélites 19 + Liquidez 1) returned +19.61% a year over the 9 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.