Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IE00BYX5MX67 Fidelity S&P 500 Index P EUR Acc • IE00BYX5MX67 | FUND | 55.0% | 0.07% |
8PSG.F Invesco Physical Gold ETC • IE00B579F325 | ETF | 18.0% | 0.12% |
ES0138045002 Caixabank Monetario Rendimiento Estándar FI • ES0138045002 | FUND | 14.0% | 0.15% |
BTC-EUR Bitcoin EUR Price | CRYPTO | 13.0% | - |
| Total | 100.0% | 0.08% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.4% | -0.0% | -3.1% | +5.7% | +2.5% | -2.9% | -0.1% | +4.9% | +1.3% | +1.5% | - | - | +10.3% |
| 2025 | +4.1% | -3.1% | -4.5% | -1.7% | +4.4% | +0.0% | +4.7% | -0.9% | +4.8% | +2.9% | -1.4% | -0.4% | +8.5% |
| 2024 | +3.1% | +8.6% | +6.1% | -3.1% | +3.2% | +1.7% | +1.0% | -1.3% | +2.4% | +4.4% | +11.2% | -0.4% | +42.6% |
| 2023 | +8.0% | -0.2% | +5.0% | +0.1% | +1.7% | +3.1% | +0.3% | -1.8% | -0.5% | +5.4% | +4.1% | +3.9% | +32.8% |
| 2022 | -3.8% | +0.8% | +3.7% | -2.8% | -3.6% | -7.0% | +8.1% | -2.8% | -4.2% | +3.5% | -0.1% | -5.5% | -13.8% |
| 2021 | +2.0% | +5.7% | +10.7% | +0.8% | -7.6% | +1.8% | +4.5% | +4.3% | -3.0% | +11.2% | +0.5% | -2.0% | +31.0% |
| 2020 | +5.6% | -4.9% | -10.3% | +12.8% | +2.7% | +0.2% | +4.1% | +2.9% | -2.5% | +3.7% | +10.7% | +13.0% | +41.8% |
| 2019 | +3.5% | +3.7% | +2.7% | +6.4% | +6.4% | +9.2% | +0.9% | +0.0% | -2.2% | +1.9% | -1.9% | -0.4% | +33.9% |
| 2018 | - | - | -4.5% | +5.3% | +1.5% | -2.0% | +3.5% | +1.1% | -0.5% | -2.1% | -2.4% | -5.7% | -6.2% |
Cartera multiplicadora (solo Core) returned +19.37% a year over the 9 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.