Core 80 / Satélite 20 Estrategia con Fondos
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IE00BYX5MX67 Fidelity S&P 500 Index P EUR Acc • IE00BYX5MX67 | FUND | 25.0% | 0.07% |
XGDU.XETRA Xtrackers IE Physical Gold ETC • DE000A2T0VU5 | ETC | 25.0% | 0.25% |
IE0007987690 Vanguard European Stock Index Fund Investor EUR Accumulation • IE0007987690 | FUND | 20.0% | 0.3% |
2HCA.AS iShares MSCI World Health Care Sector Advanced UCITS ETF USD (Acc) • IE0009QS7W62 | ETF | 20.0% | 0.18% |
IE0031786142 Vanguard Emerging Markets Stock Index Fund Investor EUR Accumulation • IE0031786142 | FUND | 5.0% | 0.25% |
IE00BFRTDD83 Vanguard Global Small-Cap Index Fund Institutional Plus EUR Acc • IE00BFRTDD83 | FUND | 5.0% | 0.12% |
| Total | 100.0% | 0.19% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.9% | +3.6% | -6.8% | +3.3% | +3.3% | -0.1% | -0.4% | +3.2% | -0.7% | +2.2% | - | - | +11.6% |
| 2025 | +5.4% | +0.3% | -3.1% | -2.5% | +2.4% | -1.1% | +2.3% | +1.0% | +4.5% | +4.6% | +2.8% | +1.0% | +18.7% |
| 2024 | +1.9% | +2.8% | +4.5% | -0.7% | +1.5% | +2.2% | +2.0% | +0.7% | +0.8% | +1.1% | +3.4% | -1.5% | +20.1% |
| 2023 | +3.7% | -0.7% | +1.6% | +0.3% | +1.1% | +0.6% | +2.0% | -0.7% | -1.8% | -0.6% | +3.4% | +2.8% | +12.1% |
| 2022 | -3.2% | -0.2% | +3.6% | -0.1% | -2.6% | -3.4% | +6.1% | -2.7% | -3.7% | +3.5% | +3.0% | -4.1% | -4.5% |
| 2021 | - | - | - | - | - | - | - | - | - | - | -1.3% | +3.7% | +2.4% |
Cartera Anti-década perdida con Fondos y SP500 returned +11.90% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.